3 months
1.8% (paid At maturity)
Min. €1,000
DenizBank Fixed-Term Deposit: DenizBank Festgeld Review 2026
In a nutshell:
- The “DenizBank Festgeld” is a fixed-term deposit offered by DenizBank.
- The return on the DenizBank fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.15% annually for a duration of 60 months.
- Savings are protected under the national deposit insurance scheme of Austria.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by DenizBank.
How much interest does the DenizBank DenizBank Festgeld pay?
DenizBank offers the fixed-term deposit “DenizBank Festgeld” in 10 different terms, with annual percentage yields ranging from 1.80% to 2.15%. The highest interest is paid for the 60-month fixed-term deposit.
You can find an overview of all conditions for the DenizBank fixed-term deposits below:
Term
Interest rate
Deposit amount
6 months
1.85% (paid At maturity)
Min. €1,000
9 months
1.9% (paid At maturity)
Min. €1,000
12 months
1.95% (paid At maturity)
Min. €1,000
18 months
1.85% (paid At maturity)
Min. €1,000
24 months
2% (paid At maturity)
Min. €1,000
36 months
2.05% (paid At maturity)
Min. €1,000
48 months
2.1% (paid At maturity)
Min. €1,000
60 months
2.15% (paid At maturity)
Min. €1,000
120 months
1.9% (paid At maturity)
Min. €1,000
Who is behind DenizBank?
DenizBank AG is the Austrian subsidiary of DenizBank A.Ş., an international banking group with roots in Turkey and operations across several countries.
In Germany, DenizBank offers financial products for consumers and businesses. This includes deposit products, credit and financing, and international transfer solutions. DenizBank AG operates as a licensed credit institution under Austrian banking supervision.
How safe is my money with DenizBank?
Deposits held with DenizBank AG are protected under the statutory Austrian deposit guarantee scheme, the (Einlagensicherung AUSTRIA), up to 100,000 euros per depositor and bank in line with EU law.
Austria's sovereign credit rating is powerful (AA+), showing the overall stability and solvency of the Austrian state.
How can I manage the DenizBank Festgeld account?
The "DenizBank Festgeld" is managed through DenizBank's online banking platform or mobile app for Android and iOS. Customers can, i.e., choose new investments, view balances, and transfer funds.
The website, online application, and mobile app are available in 3 languages: German, English, and Turkish. Customer service is available via telephone and email.
How can I open the DenizBank “DenizBank Festgeld“?
The "" can be opened via an online application on the bank's website. Applicants must be at least 18 years old and reside in Germany to access the German product portfolio. All customers first open a clearing account, which serves as the hub for all transactions and investments with DenizBank. Once you have opened the clearing account, you can easily open the DenizBank fixed-term deposit and other options, as well as receive money or transfer money to other banks.
As part of the onboarding process for the "", identity verification is performed. This can be carried out online (VideoIdent) or at a German post office (PostIdent).
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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