Morrow Bank Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Morrow Bank.
- It pays a top interest rate of 1.8% annually.
- Savings are protected under the national deposit insurance scheme of Sweden.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Morrow Bank.
Morrow Bank
Tagesgeld - raisin
1.80%
annual percentage yield
How much interest does the Morrow Bank Tagesgeld - raisin pay?
Morrow Bank offers the flexible savings account "Tagesgeld - raisin" with annually interest payouts. The regular interest rate is 1.8%. You must maintain a balance of at least 5,000 euros and at most 100,000 euros.
Who is behind Morrow Bank?
Morrow Bank is a Swedish online bank specializing in consumer savings and deposit products for private customers. It was founded in 2014 in Norway under the name Komplett Bank and has been listed on the Oslo Stock Exchange's main index since 2017. Since January 2026, the bank has been headquartered and regulated in Sweden.
Morrow Bank focuses on providing secure, competitive, and fully digital savings solutions across Europe. The offerings include consumer loans, credit cards, and purchase financing for consumers in Norway, Sweden, and Finland.
How safe is my money with Morrow Bank?
Deposits with Morrow Bank are protected under the Swedish national deposit guarantee scheme administered by the Swedish National Debt Office (Riksgälden), covering up to 1,050,000 Swedish Crowns (roughly 90–100,000 euros, depending on the exchange rate) per depositor - in line with EU requirements. Sweden’s sovereign credit rating is the highest possible (AAA), reflecting a stable economy and strong regulatory environment.
How can I manage the Tagesgeld - raisin account?
Your Morrow Bank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Morrow Bank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Morrow Bank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Morrow Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Morrow Bank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Morrow Bank. The desired amount will automatically be transferred from your Raisin reference account to Morrow Bank.
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