BluOr Bank Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by BluOr Bank.
- It pays a top interest rate of 1.8% annually.
- Savings are protected under the national deposit insurance scheme of Latvia.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by BluOr Bank.
BluOr Bank
Tagesgeld - raisin
1.80%
annual percentage yield
How much interest does the BluOr Bank Tagesgeld - raisin pay?
BluOr Bank offers the flexible savings account "Tagesgeld - raisin" with annually interest payouts. The regular interest rate is 1.8%. You must maintain a balance of at most 100,000 euros.
Who is behind BluOr Bank?
Founded in 2001, BluOr Bank is a Latvian-licensed bank (BluOr Bank AS) headquartered in Riga. Originally established as a bank exclusively for corporate clients, BluOr Bank has increasingly established itself as a credit institution offering services to private customers. This includes both flexible savings and term-deposit products.
How safe is my money with BluOr Bank?
Latvia, as an EU country, subscribes to the minimum deposit protection requirements under EU banking regulation. Deposits at BluOr Bank are covered by the statutory deposit-insurance scheme of Latvia, the Deposit Guarantee Fund of Latvia, which protects up to 100,000 euros per depositor per bank. Latvia's credit rating of A+ reflects the financial stability of the country.
How can I manage the Tagesgeld - raisin account?
Your BluOr Bank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on BluOr Bank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the BluOr Bank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with BluOr Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a BluOr Bank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with BluOr Bank. The desired amount will automatically be transferred from your Raisin reference account to BluOr Bank.
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