Izola Bank Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Izola Bank.
- It pays a top interest rate of 1.75% annually.
- Savings are protected under the national deposit insurance scheme of Malta.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Izola Bank.
Izola Bank
Tagesgeld - raisin
1.75%
annual percentage yield
How much interest does the Izola Bank Tagesgeld - raisin pay?
Izola Bank offers the flexible savings account "Tagesgeld - raisin" with quarterly interest payouts. The regular interest rate is 1.75%. You must maintain a balance of at least 1,000 euros and at most 100,000 euros.
Who is behind Izola Bank?
Founded in 1994, Izola Bank is a Maltese online bank based in Valletta. It offers financial products for corporate and private customers in Belgium, France, and Malta. With its internet-based approach, the bank focuses on providing low-cost solutions and competitive interest rates.
Izola Bank is wholly owned by the Van Marcke Group, one of Europe's largest wholesalers of sanitary and heating products, based in Kortrijk, Belgium.
How safe is my money with Izola Bank?
Deposits at Izola Bank are insured under Malta's national deposit insurance scheme, which protects up to 100,000 euros per depositor in accordance with EU regulations. Malta has an investment-grade sovereign credit rating of A-.
How can I manage the Tagesgeld - raisin account?
Your Izola Bank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Izola Bank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Izola Bank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Izola Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Izola Bank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Izola Bank. The desired amount will automatically be transferred from your Raisin reference account to Izola Bank.
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