BBBank Flexible Savings Account: BBBank Tagesgeld Review 2026
In a nutshell:
- The “BBBank Tagesgeld” is a flexible savings account offered by BBBank.
- It pays a top interest rate of 1.75% annually.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by BBBank.
BBBank
BBBank Tagesgeld
1.75%
annual percentage yield
How much interest does the BBBank BBBank Tagesgeld pay?
BBBank offers the flexible savings account "BBBank Tagesgeld" with quarterly interest payouts. The promotional interest rate of 1.75% is valid for 4 months. This interest is applicable for account balances of at most 1,000,000 euros. The regular interest rate is 1%.
Who is behind BBBank?
BBBank eG is a German cooperative bank with a long history, originally founded in 1921 to serve civil servants and public-sector employees. Its headquarters are in Karlsruhe, southern Germany. With approximately 460,000 members, BBBank is one of Germany's largest cooperative banks.
Today, BBBank operates nationwide as a full-service retail bank offering a broad range of products, including current accounts, loans, investment solutions, and savings products such as Tagesgeld and fixed-term deposits. As a cooperative institution, BBBank is owned by its members and follows a customer-oriented banking model that combines traditional banking values with modern digital services. Its focus is on stability, reliability, and long-term customer relationships.
How safe is my money with BBBank?
Deposits held with BBBank are protected under Germany’s statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to 100,000 euros per depositor and bank in line with EU regulations. Germany’s strong sovereign credit rating (AAA) further underpins the stability of the deposit protection framework.
In addition, BBBank participates in the institutional protection scheme of the German cooperative banking sector (BVR), which aims to prevent bank insolvencies altogether and effectively provides protection beyond the statutory minimum.
How can I manage the BBBank Tagesgeld account?
The "BBBank Tagesgeld" with BBBank can be managed through the bank’s online banking platform and mobile apps available for iOS and Android. Customers can perform almost all BBBank services online, including checking balances, monitoring investments, conducting transactions, or inquiring about tax documents. The web portal is available only in German, while the app is also available in English.
Customer service is provided via telephone, online video call, email, and secure online messaging, with services primarily offered in German. You can also visit a physical BBBank branch; foreign-language proficiency may vary by individual clerk.
How can I open the BBBank BBBank Tagesgeld?
The "BBBank Tagesgeld" at BBBank can be opened via the bank’s online application form or in the branch. Applicants must generally be at least 18 years old; however, special options for minors are available and can be opened with a parent or guardian. You must have a residence in Germany. A German reference current account (IBAN starting with a DE) is required for deposits and withdrawals.
As part of the onboarding for the BBBank flexible savings account, identity verification is carried out using online procedures via digital German ID card (eID) or video call (VideoIdent). Moreover, personal identification is possible at a BBBank branch. For all processes, you require a valid ID or passport.
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