DenizBank Flexible Savings Account: DenizBank Tagesgeld Review 2026
In a nutshell:
- The “DenizBank Tagesgeld” is a flexible savings account offered by DenizBank.
- It pays a top interest rate of 1.5% annually.
- Savings are protected under the national deposit insurance scheme of Austria.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by DenizBank.
DenizBank
DenizBank Tagesgeld
1.50%
annual percentage yield
How much interest does the DenizBank DenizBank Tagesgeld pay?
DenizBank offers the flexible savings account "DenizBank Tagesgeld" with annually interest payouts. The regular interest rate is 1.5%. You must maintain a balance of at least 100 euros.
Who is behind DenizBank?
DenizBank AG is the Austrian subsidiary of DenizBank A.Ş., an international banking group with roots in Turkey and operations across several countries.
In Germany, DenizBank offers financial products for consumers and businesses. This includes deposit products, credit and financing, and international transfer solutions. DenizBank AG operates as a licensed credit institution under Austrian banking supervision.
How safe is my money with DenizBank?
Deposits held with DenizBank AG are protected under the statutory Austrian deposit guarantee scheme, the (Einlagensicherung AUSTRIA), up to 100,000 euros per depositor and bank in line with EU law.
Austria's sovereign credit rating is powerful (AA+), showing the overall stability and solvency of the Austrian state.
How can I manage the DenizBank Tagesgeld account?
The "DenizBank Tagesgeld" is managed through DenizBank's online banking platform or mobile app for Android and iOS. Customers can, i.e., choose new investments, view balances, and transfer funds.
The website, online application, and mobile app are available in 3 languages: German, English, and Turkish. Customer service is available via telephone and email.
How can I open the DenizBank DenizBank Tagesgeld?
The "DenizBank Tagesgeld" can be opened via an online application on the bank's website. Applicants must be at least 18 years old and reside in Germany to access the German product portfolio. All customers first open a clearing account, which serves as the hub for all transactions and investments with DenizBank. Once you have opened the clearing account, you can easily open the DenizBank flexible savings account and other options, as well as receive money or transfer money to other banks.
As part of the onboarding process for the "DenizBank Tagesgeld", identity verification is performed. This can be carried out online (VideoIdent) or at a German post office (PostIdent).
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