Crédit Agricole Personal Finance & Mobility Flexible Savings Account: Tagesgeld Plus Review 2026
In a nutshell:
- The “Tagesgeld Plus” is a flexible savings account offered by Crédit Agricole Personal Finance & Mobility.
- It pays a top interest rate of 2.2% annually.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details about the Crédit Agricole Personal Finance & Mobility Tagesgeld in our frequently asked questions below.
How much interest does the Crédit Agricole Personal Finance & Mobility Tagesgeld Plus pay?
Crédit Agricole Personal Finance & Mobility offers the flexible savings account "Tagesgeld Plus" with quarterly interest payouts. The promotional interest rate of 1.9% is valid for 12 months. This interest is applicable for account balances of at least 10 euros and at most 15,000 euros. The regular interest rate is 2.2%. You must maintain a balance of at least 10 euros and at most 15,000 euros.
In comparison, the best high-yield savings accounts for Tagesgeld are currenty offered by Raisin Bank (3.5%) and Consorsbank (3.4%).
Figure out in a few seconds how much return you can earn with your flexible savings account by Crédit Agricole Personal Finance & Mobility by entering your savings amount and duration in our interest calculator:
Crédit Agricole Personal Finance & Mobility
Tagesgeld Plus
1.98%
annual percentage yield
Who is behind Crédit Agricole Personal Finance & Mobility?
Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.
In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.
How safe is my money with Crédit Agricole Personal Finance & Mobility?
Deposits held with Crédit Agricole Personal Finance & Mobility in Germany are protected under the French statutory deposit guarantee scheme (Fonds de Garantie des Dépôts et de Résolution – FGDR), which secures eligible deposits up to 100,000 euros per person and institution. France generally maintains a solid investment‑grade sovereign credit rating (A+).
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How can I manage the Tagesgeld Plus account?
The "Tagesgeld Plus" with Crédit Agricole Personal Finance & Mobility can be managed through the bank’s online banking portal. Customer support is available via telephone, email, online contact form, or post. Digital interfaces and customer service are provided in German.
How can I open the Crédit Agricole Personal Finance & Mobility Tagesgeld Plus?
To open the "Tagesgeld Plus" at Crédit Agricole Personal Finance & Mobility, you must be at least 18 years old, have a residence in Germany, and open the account for private purposes. You will also need a German reference current account (DE at the beginning of your IBAN) for deposits and withdrawals.
The opening process for Crédit Agricole's flexible savings account is still quite analog. You need to fill out the online form providing personal information, print and sign the application, and post the physical document. You then transfer your deposit amount and verify your identity at a Post office near you. Once the process is complete, you receive a confirmation email.
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