Alisa Bank Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Alisa Bank.
- It pays a top interest rate of 1.25% annually.
- Savings are protected under the national deposit insurance scheme of Finland.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Alisa Bank.
How much interest does the Alisa Bank Tagesgeld - raisin pay?
Alisa Bank offers the flexible savings account "Tagesgeld - raisin" with annually interest payouts. The regular interest rate is 1.25%. You must maintain a balance of at least 1,000 euros and at most 100,000 euros.
Who is behind Alisa Bank?
Alisa Bank Plc is a digital bank based in Helsinki, Finland. Today's company resulted from the merger of Evli Bank Plc and Fellow Finance Plc in 2022. Alisa Bank Plc is publicly listed on the Nasdaq Helsinki. Finland's Financial Supervisory Authority regulates it.
Alisa Bank Plc's core business is providing loans, especially to individuals and small to medium-sized enterprises (SMEs), and helping them manage their daily finances.
How safe is my money with Alisa Bank?
The Finnish national deposit insurance scheme covers deposits with Alisa Bank. In accordance with EU law, it protects up to 100,000 euros per depositor. Malta holds a strong sovereign credit rating of AA+, reflecting its strong economic and fiscal environment.
How can I manage the Tagesgeld - raisin account?
Your Alisa Bank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Alisa Bank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Alisa Bank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Alisa Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Alisa Bank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Alisa Bank. The desired amount will automatically be transferred from your Raisin reference account to Alisa Bank.
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