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Barclays Flexible Savings Account: Tagesgeld Review 2026

Settle in Germany Banking Savings Flexible Savings Accounts Barclays Tagesgeld

Christian

Last updated on

In a nutshell:

  • The “Tagesgeld” is a flexible savings account offered by Barclays.
  • It pays a top interest rate of 2.3% annually.
  • Savings are protected under the national deposit insurance scheme of Austria.

Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Barclays.

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Logo Barclays

Barclays
Tagesgeld

€ 115.00
est. interest

2.30%

annual percentage yield

Earn Interest Now

How much interest does the Barclays Tagesgeld pay?

Barclays offers the flexible savings account "Tagesgeld" with annually interest payouts. The promotional interest rate of 2.3% is valid for 6 months. This interest is applicable for account balances of at most 250,000 euros. The regular interest rate is 1.2%.

Who is behind Barclays?

Barclays is one of the globally leading international banks headquartered in the UK. Barclays offers retail and corporate banking, wealth management, and investment services worldwide. Since the beginning of 2025, the German consumer business, including credit cards, savings accounts, and private loans, has been taken over by BAWAG Group. BAWAG is an Austrian, publicly listed banking group backing several well-established brands, including easybank.

How safe is my money with Barclays?

BAWAG AG Branch Germany is affiliated with the Austrian deposit protection scheme AUSTRIA Ges.m.b.H. and also with the German deposit protection fund of the Federal Association of German Banks (Bundesverband deutscher Banken e.V.). Deposits held are protected by the deposit protection scheme AUSTRIA Ges.m.b.H. up to a current equivalent value of 100,000 Euro. Austria’s credit rating is AA+.

How can I manage the Tagesgeld account?

Barclays provides robust online banking and mobile apps to manage the flexible savings account. However, all channels are only available in German. Customer service is easily reachable via secure message, phone support, and chat.

How can I open the Barclays Tagesgeld?

To open a Barclays flexible savings account in Germany, you require a German residency and must be at least 18 years old. The identification process can be done online via VideoIdent or in-person at a Post office branch (PostIdent). For payouts from your Tagesgeld, you require a current account with a German IBAN (bank account number starting with DE).

Click here to get your Barclays flexible savings account!

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).

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