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C24 Bank C24 Smart Tagesgeld for Expats in Germany

The Tagesgeldkonto by C24 Bank offers a top interest rate of 0.75%, and is available to eligible residents in Germany.

Written by Christian - German Relocation & Expat Banking Advisor
Last update: August 21, 2026Last data check: August 22, 2026

C24 Bank C24 Smart Tagesgeld at a Glance

Account type	Tagesgeld / flexible savings
Promotional rate	Not available
Balance for promotional rate	Unlimited
Ongoing rate	0.75%
Interest Payout	Monthly
Balance for regular interest	€0 - 100000
Deposit protection	Germany (up to €100,000 per customer)

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How Much Interest Can You Earn with the C24 Bank C24 Smart Tagesgeld?

Enter your savings amount and planned savings period to estimate how much interest you could earn with this account:

C24 Bank
C24 Smart Tagesgeld

€ 37.52
est. interest

[tg_avg_rate autop=”0″ autop= “0”]

annual percentage yield

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How Can I Manage the C24 Bank C24 Smart Tagesgeld?

The C24 Smart Tagesgeld is managed primarily through the C24 mobile app (available for iOS and Android) and supported by a web-based interface. Customers can view balances, track interest earnings, perform transfers, open sub-accounts (so-called "pockets"), get a digital/physical debit card, access their digital inbox, and manage account settings.

Customers accrue interest on all funds in their current account "pockets" as well as a dedicated "Tagesgeld Pocket". Service is available via in-app chat, email, and telephone. All services and interfaces are exclusively provided in German.

How Can I Open the C24 Bank C24 Smart Tagesgeld?

The C24 Smart Tagesgeld can be opened entirely online. You start the process on the website, enter your data, and complete it in the mobile app. Applicants must be at least 18 years old and reside in Germany.

As part of the C24 flexible savings account onboarding process, customers complete digital identity verification with a valid ID or passport. This is possible by uploading a photo of your ID and logging in to the online banking for your existing German bank account. Alternatively, you can perform a video call (VideoIdent) or use a digital German ID card (eID).

It is not possible to open an instant savings account exclusively with C24 Bank; you must first register for a free current account.

Good to Know

Not sure if this account is right for you? Compare current Tagesgeld rates and estimated returns across available accounts in Germany.

Compare Tagesgeld Accounts

About C24 Bank
C24 Bank is a German digital bank and a subsidiary of the CHECK24 group, known in Germany for its online price comparisons. It is an online bank with more than 100,000 customers in Germany.
Launched to complement CHECK24’s financial ecosystem, C24 Bank offers modern retail banking services, including current accounts, savings products, and interest-bearing accounts. The bank positions itself as a mobile-first provider with a strong focus on transparency, competitive conditions, and seamless digital integration. By combining classic banking functions with data-driven features and real-time insights, C24 Bank targets customers who prefer app-based banking with intuitive financial management tools.
C24 Bank is constantly working to reduce its carbon footprint. The remaining emissions are offset at 110% through a certified international climate protection project and regional reforestation efforts in Germany, making all C24 Bank checking accounts carbon-neutral.
C24 Bank Deposit Protection

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About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before applying or opening an account.