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Carrefour Banque Tagesgeld - raisin for Expats in Germany

The Tagesgeldkonto by Carrefour Banque offers a top interest rate of 2.42%, and is available to eligible residents in Germany.

Written by Christian
Last update: October 7, 2026 Last data check: October 23, 2026

Carrefour Banque Tagesgeld - raisin at a Glance

Account type	Tagesgeld / flexible savings
Promotional rate	Not available
Balance for promotional rate	Unlimited
Ongoing rate	2.42%
Interest Payout	Quarterly
Balance for regular interest	€0 - 100000
Deposit protection	France (up to €100,000 per customer)

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How Much Interest Can You Earn with the Carrefour Banque Tagesgeld - raisin?

Enter your savings amount and planned savings period to estimate how much interest you could earn with this account:

Carrefour Banque
Tagesgeld - raisin

€ 121.00
est. interest

2.42%

annual percentage yield

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How we keep this information accurate

How Can I Manage the Carrefour Banque Tagesgeld - raisin?

Your Carrefour Banque flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.

The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Carrefour Banque ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.

How Can I Open the Carrefour Banque Tagesgeld - raisin?

Opening the "Tagesgeld - raisin" flexible savings account with Carrefour Banque is done fully online via the interest marketplace Raisin.

Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Carrefour Banque's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.

You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Carrefour Banque. The desired amount will automatically be transferred from your Raisin reference account to Carrefour Banque.

Good to Know

Not sure if this account is right for you? Compare current Tagesgeld rates and estimated returns across available accounts in Germany.

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About Carrefour Banque
Headquartered in the Greater Paris region and founded in 1981, Carrefour Banque SA is a public limited company under French law. The bank is owned 60% by the mixed holding company and Europe's second-largest retailer, Carrefour SA, and 40% by its partner, BNP Paribas Personal Finance, part of France's largest banking group.
The French Carrefour Banque focuses on new digital functions and accessible products, including payment cards, revolving loans, personal loans, loan repurchasing, car and home insurance, personal insurance, and savings products.
Carrefour Banque Deposit Protection
Deposits at Carrefour Banque are protected under France’s statutory deposit guarantee scheme "Fonds de Garantie des Dépôts et de Résolution (FGDR)" which secures eligible deposits up to 100,000 euros per depositor and institution under EU law. France generally holds a solid A+ investment-grade sovereign credit rating from major agencies, reflecting financial sector stability.
Moreover, its affiliation with the multinational corporations Carrefour and BNP Paribas serves as an additional stability anchor.

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About the Author

German perspective with experience living abroad and across different social environments in Germany

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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before purchasing a service or opening an account.