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Deutsche Bank Flexgeld for Expats in Germany

The Tagesgeldkonto by Deutsche Bank offers a top interest rate of 2.5%, and is available to eligible residents in Germany.

Written by Christian - German Expat Banking & Connectivity Expert
Last update: August 21, 2026Last data check: September 11, 2026

Deutsche Bank Flexgeld at a Glance

Account type	Tagesgeld / flexible savings
Promotional rate	2.5% for 9 months
Balance for promotional rate	€2500 - 250000
Ongoing rate	0.5%
Interest Payout	Annually
Balance for regular interest	Unlimited
Deposit protection	Germany (up to €100,000 per customer)

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How Much Interest Can You Earn with the Deutsche Bank Flexgeld?

Enter your savings amount and planned savings period to estimate how much interest you could earn with this account:

Deutsche Bank
Flexgeld

€ 125.00
est. interest

2.50%

annual percentage yield

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How we keep this information accurate

How Can I Manage the Deutsche Bank Flexgeld?

The Deutsche Bank "Flexgeld" can be managed via online banking, the Deutsche Bank mobile app (iOS and Android), phone banking, and branch services.

Customers can, among other things, monitor balances, track interest, and transfer funds between accounts. Customer service is available via telephone, contact form, chat, and in-branch consultation. Deutsche Bank is one of the most expat-friendly banks, offering online banking and mobile apps, as well as customer support in English and German.

How Can I Open the Deutsche Bank Flexgeld?

The Flexgeld at Deutsche Bank can be opened via a digital application process on the bank’s website or in a branch. Applicants must be at least 18 years old and typically reside in Germany.

During onboarding for the Deutsche Bank flexible savings account, customers complete identity verification via either VideoIdent (a video call from your laptop, tablet, or smartphone) or PostIdent (a personal visit to a post office branch). A reference current account in your name and a valid IBAN bank account number are required for managing deposits and withdrawals. After successful verification and approval, the account is activated and ready for use.

Good to Know

Not sure if this account is right for you? Compare current Tagesgeld rates and estimated returns across available accounts in Germany.

Compare Tagesgeld Accounts

About Deutsche Bank
Deutsche Bank AG is Germany’s largest private bank and one of the leading global financial institutions, founded in 1870 and headquartered in Frankfurt am Main. The bank offers a comprehensive range of financial services, including retail banking, corporate banking, investment services, and wealth management. For private customers, Deutsche Bank offers various savings products, including Tagesgeld, fixed-term deposits, and structured savings plans. It combines traditional branch-based advisory services with modern digital banking solutions, positioning itself as a full-service provider with a strong international presence.
Deutsche Bank Deposit Protection
Deposits with Deutsche Bank are protected under Germany’s statutory deposit guarantee scheme, the Entschädigungseinrichtung deutscher Banken (EdB), up to 100,000 euros per depositor and bank in accordance with EU law. Germany’s sovereign credit rating is top (AAA), supporting confidence in the stability of the banking system and deposit protection framework. In addition, Deutsche Bank is a member of the voluntary deposit protection fund of the Association of German Banks, which can provide protection beyond the statutory limit depending on the circumstances.

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About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before purchasing a service or opening an account.