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finvesto Tagesgeld - raisin for Expats in Germany

The Tagesgeldkonto by finvesto offers a top interest rate of 1.7%, and is available to eligible residents in Germany.

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Last update: August 21, 2026Last data check: September 11, 2026

finvesto Tagesgeld - raisin at a Glance

Account type	Tagesgeld / flexible savings
Promotional rate	Not available
Balance for promotional rate	Unlimited
Ongoing rate	1.7%
Interest Payout	Semi-Annually
Balance for regular interest	€0 - 99000
Deposit protection	Germany (up to €100,000 per customer)

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How Much Interest Can You Earn with the finvesto Tagesgeld - raisin?

Enter your savings amount and planned savings period to estimate how much interest you could earn with this account:

finvesto
Tagesgeld - raisin

€ 85.00
est. interest

1.70%

annual percentage yield

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How we keep this information accurate

How Can I Manage the finvesto Tagesgeld - raisin?

The flexible savings account at finvesto is managed through the bank’s online banking portal or "FNZbanking" app for iOS and Android. You can manage the entire account online, view balances, monitor interest or returns, open new accounts, initiate transfers between your linked reference account and savings or deposit accounts, and more.

Customer support is available via phone and email, with services primarily offered in German. The mobile application is also available in English.

How Can I Open the finvesto Tagesgeld - raisin?

To open finvesto's "Tagesgeld - raisin" or related savings product with finvesto, you can apply online via the bank’s website. The service is not only available to private individuals but also to businesses. Minors can open an account together with their parent or guardian. A residence abroad outside Germany is possible.

Customers require a European reference current account (IBAN) for funding and withdrawals tied to the finvesto flexible savings account. Once identity verification via webcall (VideoIdent) or at a post office (PostIdent), the account is activated and ready for use.

Good to Know

Not sure if this account is right for you? Compare current Tagesgeld rates and estimated returns across available accounts in Germany.

Compare Tagesgeld Accounts

About finvesto
finvesto is a provider specializing in investment funds. The company's history dates back to 1949, when Allgemeine Deutsche Investmentgesellschaft GmbH was founded. In 2002, it became became cominvest Asset Management before being renamed to finvesto in 2016.
finvesto is a modern online banking and investment platform. It offers a variety of deposit and investment products for private customers seeking digital access. It positions itself as a digital alternative for savers and investors who prefer app‑ and web‑based banking.
finvesto Deposit Protection
Customer deposits at finvesto are held with FNZ Bank SE and protected under Germany’s statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken), which secures eligible funds up to 100,000 euros per depositor and per bank, in accordance with EU law.
In addition to the statutory guarantee, FNZ Bank participates in the voluntary deposit protection fund of the Association of German Banks (Bankenverband), which extends coverage beyond the statutory minimum. Germany’s sovereign credit rating is strong (AAA with major agencies), reflecting stability in its banking and financial oversight.

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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before purchasing a service or opening an account.