GEFA Bank Flexible Savings Account: GEFA TagesGeld Business Review 2026
In a nutshell:
- The “GEFA TagesGeld Business” is a flexible savings account offered by GEFA Bank.
- It pays a top interest rate of 1.5% annually.
- Savings are protected under the national deposit insurance scheme of Germany.
Please note that this account is only available for business clients with the legal forms GmbH, GmbH & Co.KG, KG, OHG, or UG. It is not available for sole entrepreneurs or freelancers.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by GEFA Bank.
GEFA Bank
GEFA TagesGeld Business
1.50%
annual percentage yield
How much interest does the GEFA Bank GEFA TagesGeld Business pay?
GEFA Bank offers the flexible savings account "GEFA TagesGeld Business" with monthly interest payouts. The regular interest rate is 1.5%. You must maintain a balance of at least 10,000 euros and at most 500,000 euros.
Who is behind GEFA Bank?
GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.
How safe is my money with GEFA Bank?
As a German credit institution, GEFA Bank’s eligible deposits are protected via Germany’s statutory deposit guarantee (Entschädigungseinrichtung deutscher Banken) up to 100,000 euros. Germany’s credit rating is AAA, the highest possible. Moreover, clients enjoy the reputation and backing of the internationally known Crédit Agricole group.
How can I manage the GEFA TagesGeld Business account?
GEFA Bank’s services are only available in German. The GEFA TagesGeld Business can be managed via the web interface. There is no dedicated mobile app, except for TAN generation, which ensures secure money transfers. For any questions regarding GEFA’s flexible savings account, there is a hotline, contact e-mail, and online banking contact form.
How can I open the GEFA Bank GEFA TagesGeld Business?
To open a GEFA Bank flexible savings account, you require a German residency, German tax number (ID), and must be at least 18 years old. The identification process can exclusively be done online via webcam. For this, you require a valid ID or passport from Germany, Belgium, Denmark, France, Finland, Greece, Great Britain, Italy, Canada, Kosovo, Croatia, Lithuania, Netherlands, Norway, Austria, Portugal, Poland, Romania, Sweden, Switzerland, Serbia, Spain, Czechia, Turkey, or the USA. For payouts from your GEFA TagesGeld Business, you require a current account with a German IBAN (bank account number starting with DE).
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