Inbank Flexible Savings Account: Tagesgeld - raisin Review 2026
In a nutshell:
- The “Tagesgeld - raisin” is a flexible savings account offered by Inbank.
- It pays a top interest rate of 1.87% annually.
- Savings are protected under the national deposit insurance scheme of Estonia.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Inbank.
Inbank
Tagesgeld - raisin
1.87%
annual percentage yield
How much interest does the Inbank Tagesgeld - raisin pay?
Inbank offers the flexible savings account "Tagesgeld - raisin" with annually interest payouts. The regular interest rate is 1.87%. You must maintain a balance of at least 2,000 euros and at most 100,000 euros.
Who is behind Inbank?
Inbank is based in Tallinn, Estonia, and has branches in Latvia and Poland. Since obtaining its own banking license in 2015, Inbank has become Estonia's youngest and fastest-growing financial institution. The institution originally emerged from the financial technology company Cofi AS, market leader for installment payment agreements in Estonia.
How safe is my money with Inbank?
Deposits with Inbank are covered by the Estonian national deposit insurance scheme "Tagatisfond". It protects up to 100,000 euros per depositor and follows EU law. Estonia holds an advanced sovereign credit rating of A+, which reflects the state's creditworthiness and stable political environment.
How can I manage the Tagesgeld - raisin account?
Your Inbank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Inbank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How can I open the Inbank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Inbank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Inbank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Inbank. The desired amount will automatically be transferred from your Raisin reference account to Inbank.
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