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Qred Bank Tagesgeld - raisin for Expats in Germany
The Tagesgeldkonto by Qred Bank offers a top interest rate of 2.15%, and is available to eligible residents in Germany.
Last update: August 21, 2026Last data check: August 22, 2026
Qred Bank Tagesgeld - raisin at a Glance
| Account type | Tagesgeld / flexible savings |
| Promotional rate | Not available |
| Balance for promotional rate | Unlimited |
| Ongoing rate | 2.15% |
| Interest Payout | Annually |
| Balance for regular interest | €1000 - 100000 |
| Deposit protection | Sweden (up to €100,000 per customer) |
How Much Interest Can You Earn with the Qred Bank Tagesgeld - raisin?
Enter your savings amount and planned savings period to estimate how much interest you could earn with this account:

Qred Bank
Tagesgeld - raisin
€ 107.50
est. interest
[tg_avg_rate autop=”0″ autop= “0”]
annual percentage yield
We regularly review the product information on this page and update interest rate data daily. Product features and eligibility can change, so we recommend checking the provider’s current terms before opening an account.
How Can I Manage the Qred Bank Tagesgeld - raisin?
Your Qred Bank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Qred Bank ’s own systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How Can I Open the Qred Bank Tagesgeld - raisin?
Opening the "Tagesgeld - raisin" flexible savings account with Qred Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Qred Bank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Qred Bank. The desired amount will automatically be transferred from your Raisin reference account to Qred Bank.
Not sure if this account is right for you? Compare current Tagesgeld rates and estimated returns across available accounts in Germany.
About Qred Bank
Qred Bank is a Swedish bank founded in 2015 and is headquartered in Stockholm. Qred Bank operates across several Northern European markets and holds a leading position in small-business financing in the Nordics.
The overall mission is to improve banking services for small businesses and prioritize customer needs. Therefore, in its daily operations, Qred emphasizes flexible and fair financing options. This includes offering a credit card specifically designed for entrepreneurs, as well as lending and factoring services.
Qred Bank Deposit Protection
Deposits at Qred Bank are protected by "Riksgälden", the Swedish national deposit insurance scheme. It guarantees up to 1,150,000 Swedish crowns (approximately 100,000 euros, depending on the exchange rate) per depositor. Sweden holds the top sovereign credit rating (AAA), reflecting stable economic conditions and a robust banking system.
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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before applying or opening an account.