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Raisin Bank StartZins Tagesgeld for Expats in Germany
The Tagesgeldkonto by Raisin Bank offers a top interest rate of 3%, and is available to eligible residents in Germany.
Raisin Bank StartZins Tagesgeld at a Glance
| Account type | Tagesgeld / flexible savings |
| Promotional rate | 3% for 3 months |
| Balance for promotional rate | €0 - 50000 |
| Ongoing rate | 2.02% |
| Interest Payout | Monthly |
| Balance for regular interest | €0 - 50000 |
| Deposit protection | Germany (up to €100,000 per customer) |
How Much Interest Can You Earn with the Raisin Bank StartZins Tagesgeld?
Enter your savings amount and planned savings period to estimate how much interest you could earn with this account:
Raisin Bank
StartZins Tagesgeld
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annual percentage yield
How Can I Manage the Raisin Bank StartZins Tagesgeld?
Your Raisin Bank flexible savings account is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android. The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is managed through the Raisin platform, you are not dependent on any specific systems or require additional apps or credentials for any administrative steps related to the flexible savings account.
How Can I Open the Raisin Bank StartZins Tagesgeld?
Opening the "StartZins Tagesgeld" flexible savings account with Raisin Bank is done fully online via the interest marketplace Raisin. Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Raisin Bank's flexible savings account, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country. You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the flexible savings account with Raisin Bank. The desired amount will automatically be transferred from your Raisin reference account to Raisin Bank. By opening the StartZins Tagesgeld and getting an account with Raisin, you automatically have the option to invest in all other savings options provided through the marketplace.
Not sure if this account is right for you? Compare current Tagesgeld rates and estimated returns across available accounts in Germany.
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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before applying or opening an account.
