Renault Bank direkt Flexible Savings Account: Renault Bank Tagesgeld Review 2026
In a nutshell:
- The “Renault Bank Tagesgeld” is a flexible savings account offered by Renault Bank direkt.
- It pays a top interest rate of 3% annually.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Renault Bank direkt.
Renault Bank direkt
Renault Bank Tagesgeld
3.01%
annual percentage yield
How much interest does the Renault Bank direkt Renault Bank Tagesgeld pay?
Renault Bank direkt offers the flexible savings account "Renault Bank Tagesgeld" with monthly interest payouts. The promotional interest rate of 3% is valid for 3 months. This interest is applicable for account balances of at most 250,000 euros. The regular interest rate is 1.8%.
Who is behind Renault Bank direkt?
Renault Bank direkt is the German online bank of the Renault Group and a division of RCI Banque SA. Founded in 1924, RCI Banque SA is a wholly-owned subsidiary of the car manufacturer Renault SAS and offers automotive financial services in around 40 countries worldwide. They also offer retail banking and savings services to private customers in Germany. Renault Bank direkt markets itself as a reliable, no-frills option for savers who want flexible access to their funds while benefiting from solid banking infrastructure.
How safe is my money with Renault Bank direkt?
Customer deposits at Renault Bank direkt are protected by the statutory deposit insurance scheme under EU and French law, which guarantees coverage of up to 100,000 euros per bank and per depositor. France is the second-largest economy in the EU and has an A+ credit rating.
How can I manage the Renault Bank Tagesgeld account?
You manage the Renault Bank Tagesgeld via Renault Bank direkt's online-banking portal or the dedicated banking app "Renault Bank direkt Banking" for iOS and Android. You also need the "SecureGo+ Renault Bank direkt" application to confirm transactions securely.
Through these digital channels, you can view balances, make transfers to/from your linked reference account, receive digital statements, and handle account settings. Support is available via live chat, e-mail, or the online banking postbox. The web interface is entirely in German, and the mobile app also supports English.
How can I open the Renault Bank direkt Renault Bank Tagesgeld?
To open the Renault Bank Tagesgeld, you apply online via the Renault Bank direkt website. You require a German reference current account with a German IBAN for payouts, as well as a German residence and postal address. You must be at least 18 years old; however, there are separate savings options for minors (U18). Moreover, you need a mobile device to use the application to generate secure transaction codes (TAN). Identity verification for the Renault flexible savings account is handled digitally (via VideoIdent or electronic German "eID") or at a post office branch (PostIdent). After registration, you will receive the final legitimation pin code by post.
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