Scalable Capital Flexible Savings Account: Prime+ Broker Tagesgeld Review 2026
In a nutshell:
- The “Prime+ Broker Tagesgeld” is a flexible savings account offered by Scalable Capital.
- It pays a top interest rate of 2% annually.
- Savings are protected under the national deposit insurance scheme of Germany and France.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Scalable Capital.
Scalable Capital
Prime+ Broker Tagesgeld
2.00%
annual percentage yield
How much interest does the Scalable Capital Prime+ Broker Tagesgeld pay?
Scalable Capital offers the flexible savings account "Prime+ Broker Tagesgeld" with quarterly interest payouts. The regular interest rate is 2%. You must maintain a balance of at most 500,000 euros.
Who is behind Scalable Capital?
Scalable Capital is a digital investment platform and online broker operating in Germany and across parts of Europe. The fintech was founded in 2014 and is headquartered in Munich. Launched initially as a robo-advisor, it has expanded its services to include brokerage, ETF investing, savings, and interest-bearing cash products.
While not a traditional bank in the classical sense, Scalable Capital provides financial services through regulated banking partners. It operates under the requisite licences for investment and deposit services. The platform is designed for tech-savvy customers seeking automated investment options and flexible savings features through digital interfaces.
How safe is my money with Scalable Capital?
All deposits and investments offered through Scalable Capital are held and protected by a regulated partner bank under the applicable national deposit insurance scheme.
Scalable capital works together with well-established banks in Germany (Baader Bank, Deutsche Bank, Münchener Hypothekenbank, Nord LB) and France (HSBC Continental Europe). All banks are subject to EU regulations, and funds up to 100,000 euros per depositor and per institution are protected. Germany holds the top AAA credit rating, while France's is investment-grade A+, both reflecting the countries' financial and economic strength.
Some banks participate in additional voluntary protection schemes that exceed legal minimum requirements, such as Deutsche Bank.
How can I manage the Prime+ Broker Tagesgeld account?
The "Prime+ Broker Tagesgeld" associated with Scalable Capital is managed through the Scalable Capital app and web platform, which allows users to view balances, perform investments, transfer funds, download documents, and more. Customer support is accessible via email and phone. As a pan-European provider, Scalable Capital offers interfaces and customer service in German, English, French, Italian, Spanish, and Dutch.
How can I open the Scalable Capital Prime+ Broker Tagesgeld?
To open the Prime+ Broker Tagesgeld via Scalable Capital, you begin the process online or in the mobile application by entering your e-mail address. Afterward, you will be asked to complete the remaining personal data fields.
Scalable Capital's service is aimed at individuals residing in Germany, Austria, Italy, Spain, metropolitan France, and the Netherlands. In addition, you are at least 18 years old and not liable for tax in the USA (not a “US person” under US tax law). Parents or guardians can open special accounts for their minors. Moreover, you need a phone number from a European Economic Area country. You need a checking account with a credit institution in the SEPA area (with an IBAN) to serve as a reference account for withdrawals from your Scalable Capital flexible savings account.
Identification and compliance checks are completed online via digital German ID (eID), webcam (VideoIdent), or by visiting a post office (PostIdent). You require a valid ID or passport. All applicants - no matter which service offering they use - automatically open a brokerage account with Scalable Capital. The FREE option comes at no regular cost and is ideal for individuals who want to use their savings options.
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