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Scalable Capital Prime+ Broker Tagesgeld for Expats in Germany

The Tagesgeldkonto by Scalable Capital offers a top interest rate of 2.5%, and is available to eligible residents in Germany.

Written by Christian - German Relocation & Expat Banking Advisor
Last update: August 21, 2026Last data check: August 22, 2026

Scalable Capital Prime+ Broker Tagesgeld at a Glance

Account type	Tagesgeld / flexible savings
Promotional rate	Not available
Balance for promotional rate	Unlimited
Ongoing rate	2.5%
Interest Payout	Quarterly
Balance for regular interest	€0 - 500000
Deposit protection	Germany and France (up to €100,000 per customer)

Open Scalable Capital Prime+ Broker Tagesgeld

How Much Interest Can You Earn with the Scalable Capital Prime+ Broker Tagesgeld?

Enter your savings amount and planned savings period to estimate how much interest you could earn with this account:

Scalable Capital
Prime+ Broker Tagesgeld

€ 125.00
est. interest

[tg_avg_rate autop=”0″ autop= “0”]

annual percentage yield

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How we keep this information accurate

How Can I Manage the Scalable Capital Prime+ Broker Tagesgeld?

The "Prime+ Broker Tagesgeld" associated with Scalable Capital is managed through the Scalable Capital app and web platform, which allows users to view balances, perform investments, transfer funds, download documents, and more. Customer support is accessible via email and phone. As a pan-European provider, Scalable Capital offers interfaces and customer service in German, English, French, Italian, Spanish, and Dutch.

How Can I Open the Scalable Capital Prime+ Broker Tagesgeld?

To open the Prime+ Broker Tagesgeld via Scalable Capital, you begin the process online or in the mobile application by entering your e-mail address. Afterward, you will be asked to complete the remaining personal data fields.

Scalable Capital's service is aimed at individuals residing in Germany, Austria, Italy, Spain, metropolitan France, and the Netherlands. In addition, you are at least 18 years old and not liable for tax in the USA (not a “US person” under US tax law). Parents or guardians can open special accounts for their minors. Moreover, you need a phone number from a European Economic Area country. You need a checking account with a credit institution in the SEPA area (with an IBAN) to serve as a reference account for withdrawals from your Scalable Capital flexible savings account.

Identification and compliance checks are completed online via digital German ID (eID), webcam (VideoIdent), or by visiting a post office (PostIdent). You require a valid ID or passport. All applicants - no matter which service offering they use - automatically open a brokerage account with Scalable Capital. The FREE option comes at no regular cost and is ideal for individuals who want to use their savings options.

Good to Know

Not sure if this account is right for you? Compare current Tagesgeld rates and estimated returns across available accounts in Germany.

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About Scalable Capital
Scalable Capital is a digital investment platform and online broker operating in Germany and across parts of Europe. The fintech was founded in 2014 and is headquartered in Munich. Launched initially as a robo-advisor, it has expanded its services to include brokerage, ETF investing, savings, and interest-bearing cash products.
While not a traditional bank in the classical sense, Scalable Capital provides financial services through regulated banking partners. It operates under the requisite licences for investment and deposit services. The platform is designed for tech-savvy customers seeking automated investment options and flexible savings features through digital interfaces.
Scalable Capital Deposit Protection
All deposits and investments offered through Scalable Capital are held and protected by a regulated partner bank under the applicable national deposit insurance scheme.
Scalable capital works together with well-established banks in Germany (Baader Bank, Deutsche Bank, Münchener Hypothekenbank, Nord LB) and France (HSBC Continental Europe). All banks are subject to EU regulations, and funds up to 100,000 euros per depositor and per institution are protected. Germany holds the top AAA credit rating, while France's is investment-grade A+, both reflecting the countries' financial and economic strength.
Some banks participate in additional voluntary protection schemes that exceed legal minimum requirements, such as Deutsche Bank.

Open Scalable Capital Prime+ Broker Tagesgeld

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

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This content is for general information only and does not constitute personalized financial advice or a recommendation to use any particular product or provider. Product features, rates, fees, eligibility requirements, and terms can change. Please conduct your own research and seek independent professional advice where appropriate. Always verify the current terms with the provider before applying or opening an account.