Suresse Direkt Bank Flexible Savings Account: Tagesgeld Review 2026
In a nutshell:
- The “Tagesgeld” is a flexible savings account offered by Suresse Direkt Bank.
- It pays a top interest rate of 3% annually.
- Savings are protected under the national deposit insurance scheme of Belgium.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Suresse Direkt Bank.
Suresse Direkt Bank
Tagesgeld
3.00%
annual percentage yield
How much interest does the Suresse Direkt Bank Tagesgeld pay?
Suresse Direkt Bank offers the flexible savings account "Tagesgeld" with annually interest payouts. The promotional interest rate of 3% is valid for 4 months. This interest is applicable for account balances of at most 250,000 euros. The regular interest rate is 1.9%.
Who is behind Suresse Direkt Bank?
Suresse Direkt Bank is a German brand and online bank of the Belgian branch of Santander Consumer Finance. Santander Consumer Finance is part of the Banco Santander Group, Spain's largest bank and one of the largest banking groups in the world.
Suresse Direkt Bank has been active in Belgium since 1992 and in Germany since 2022. It offers solutions for savers seeking straightforward, no-frills savings products available entirely online.
How safe is my money with Suresse Direkt Bank?
Suresse operates under Spanish law. In the event of bankruptcy, the Spanish insurance deposit scheme "Fondo de Garantía de Depósitos de Entidades de Crédito" covers all funds up to 100,000 euros. Spain has an investment-grade sovereign credit rating of "A+."
How can I manage the Tagesgeld account?
The Tagesgeld at Suresse Direktbank is managed through the bank's online banking portal and mobile application for Android or iOS. You can view balances, track interest, and initiate transfers between your linked reference account and the savings account. Customer support is available via phone, contact form, and email. All customer service and digital interfaces are exclusively offered in German.
How can I open the Suresse Direkt Bank Tagesgeld?
To open the "Tagesgeld" with Suresse Direktbank, you can apply online via the bank's website. Applicants generally must be 18 years of age or older, have a German residence, and a German mobile phone number. You also need a German tax ID and a current account with a German bank. The latter serves as a reference account for withdrawals from your Suresse flexible savings account.
The application with Suresse requires identity verification, which may be completed online by webcam (VideoIdent) or in person at a post office (PostIdent).
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
Some of the links are promotional links. You help to keep this site running, as I gain a small commission for each purchase. It does not come at any cost to you.
