Suresse Direkt Bank Flexible Savings Account: Tagesgeld Review 2026
In a nutshell:
- The “Tagesgeld” is a flexible savings account offered by Suresse Direkt Bank.
- It pays a top interest rate of 3% annually.
- Savings are protected under the national deposit insurance scheme of Spain.
Find all the details about the Suresse Direkt Bank Tagesgeld in our frequently asked questions below.
How much interest does the Suresse Direkt Bank Tagesgeld pay?
Suresse Direkt Bank offers the flexible savings account "Tagesgeld" with annually interest payouts. The promotional interest rate of 3% is valid for 4 months. This interest is applicable for account balances of at least 12 euros and at most 250,000 euros. The regular interest rate is 1.9%.
In comparison, the best high-yield savings accounts for Tagesgeld are currenty offered by Consorsbank (3.4%) and Santander (3.3%).
Figure out in a few seconds how much return you can earn with your flexible savings account by Suresse Direkt Bank by entering your savings amount and duration in our interest calculator:
Suresse Direkt Bank
Tagesgeld
3.00%
annual percentage yield
Who is behind Suresse Direkt Bank?
Suresse Direkt Bank is a German brand and online bank of the Belgian branch of Santander Consumer Finance. Santander Consumer Finance is part of the Banco Santander Group, Spain’s largest bank and one of the largest banking groups in the world.
Suresse Direkt Bank has been active in Belgium since 1992 and in Germany since 2022. It offers solutions for savers seeking straightforward, no-frills savings products available entirely online.
How safe is my money with Suresse Direkt Bank?
Suresse operates under Spanish law. In the event of bankruptcy, the Spanish insurance deposit scheme “Fondo de Garantía de Depósitos de Entidades de Crédito” covers all funds up to 100,000 euros. Spain has an investment-grade sovereign credit rating of “A+.”
See all Tagesgeld options
Check our complete list of deposits and quickly calculate your possible return.
How can I manage the Tagesgeld account?
The at Suresse Direktbank is managed through the bank’s online banking portal and mobile application for Android or iOS. You can view balances, track interest, and initiate transfers between your linked reference account and the savings account. Customer support is available via phone, contact form, and email. All customer service and digital interfaces are exclusively offered in German.
How can I open the Suresse Direkt Bank Tagesgeld?
To open the “” with Suresse Direktbank, you can apply online via the bank’s website. Applicants generally must be 18 years of age or older, have a German residence, and a German mobile phone number. You also need a German tax ID and a current account with a German bank. The latter serves as a reference account for withdrawals from your Suresse bank.
The application with Suresse requires identity verification, which may be completed online by webcam (VideoIdent) or in person at a post office (PostIdent).
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