Tomorrow Flexible Savings Account: Tagesgeld Review 2026
In a nutshell:
- The “Tagesgeld” is a flexible savings account offered by Tomorrow.
- It pays a top interest rate of 3% annually.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details below in our frequently asked questions, or enter your savings amount and duration in our interest calculator below to easily figure out in a few seconds how much return you can earn with your flexible savings account by Tomorrow.
Tomorrow
Tagesgeld
3.00%
annual percentage yield
How much interest does the Tomorrow Tagesgeld pay?
Tomorrow offers the flexible savings account "Tagesgeld" with annually interest payouts. The promotional interest rate of 3% is valid for 4 months. This interest is applicable for account balances of at most 50,000 euros. The regular interest rate is 0.75%. You must maintain a balance of at most 50,000 euros.
Who is behind Tomorrow?
Tomorrow Bank is a digital bank based in Hamburg, Germany, with a strong focus on sustainability and ethical finance. It offers retail banking services, including current accounts, savings products, and flexible deposit accounts designed for customers who prioritise environmental and social impact alongside traditional financial services. Tomorrow operates on a mobile-first platform that enables customers to manage their finances entirely online, catering primarily to tech-savvy users interested in sustainability-aligned banking solutions.
How safe is my money with Tomorrow?
Tomorrow Bank does not have its own banking license but relies on the well-established Berlin-based Solaris SE. Solaris is considered the first fully cloud-based banking-as-a-service provider in Germany.
Deposits held with Tomorrow Bank, and therefore Solaris SE, are protected under Germany’s statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to 100,000 euros per depositor and institution in accordance with EU law. Germany’s sovereign credit rating is the highest possible (AAA across major agencies), which supports confidence in deposit protection and the broader banking system.
How can I manage the Tagesgeld account?
The flexible savings account at Tomorrow is managed primarily through the bank’s mobile app (available for iOS and Android). Users can view balances, initiate transfers, set savings goals, open other Tomorrow accounts, and more. Customer support is available via in-app chat, email, and phone, with services and interfaces provided fully in both German and English.
How can I open the Tomorrow Tagesgeld?
To open the "Tagesgeld" with Tomorrow, you can click the link or scan the QR code on the website to download the mobile application for Android or iOS. Opening a regular current account with Tomorrow (a free option or paid option according to your preference) is the prerequisite to adding a "Tagesgeld" pocket to your account.
Applicants must typically be at least 18 years old and have a residence in Germany, Austria, Italy, or Spain. They must have a mobile phone number and a smartphone to use the app. Identity verification is completed digitally through a video call (VideoIdent). You require a valid ID or passport.
About the Author
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