Fixed-Term Deposits Calculator 3/26: ≤ 3.15% Interest Yield for Festgeld in Germany

This fixed-term deposit option by wiLLBe has a duration of 120 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.

wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.

Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.

Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about wiLLBe Festgeld

This fixed-term deposit option by Rediem Capital AB has a duration of 120 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Rediem Capital is a Swedish credit market company founded in 2024. It is headquartered in Stockholm and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen). The bank offers attractive fixed-term deposits to private customers in several European markets.

Since 2026, Rediem Capital has been part of Myntro Group (formerly Alektum Group), a debt collection company founded in 1992 and headquartered in Bremen, Germany.

Deposits at Rediem Capital AB are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Rediem Capital AB Festgeld - raisin

This fixed-term deposit option by wiLLBe has a duration of 108 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.

wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.

Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.

Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about wiLLBe Festgeld

This fixed-term deposit option by J&T Direktbank has a duration of 60 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Direktbank Festgeld

This fixed-term deposit option by J&T Direktbank has a duration of 84 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Direktbank Festgeld

This fixed-term deposit option by J&T Direktbank has a duration of 120 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.

J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.

In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.

Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.

Read more in our detailed review about J&T Direktbank Festgeld

This fixed-term deposit option by GEFA Bank has a duration of 120 months. Interest on the "GEFA AuszahlPlan" is paid annually. The minimum deposit amount is 10,000 euros.

GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.

Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about GEFA Bank GEFA AuszahlPlan

This fixed-term deposit option by UmweltBank has a duration of 120 months. Interest on the "UmweltFestzins" is paid annually. The minimum deposit amount is 2,500 euros.

UmweltBank is a German direct bank with a specialised focus on sustainable and ecological finance. Founded in 1994, it aims to support environmentally friendly projects and investments by offering products aligned with sustainability principles. In addition to standard banking solutions, UmweltBank offers savings and deposit products for customers who value ethical, eco-conscious financial services. Its online-centric model enables retail customers across Germany to access competitive savings solutions, with transparent disclosures and a strong commitment to sustainability.

Deposits at UmweltBank are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Read more in our detailed review about UmweltBank UmweltFestzins

This fixed-term deposit option by Banca Sistema has a duration of 120 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Banca Sistema is an Italian financial institution founded in Milan in 2011. Banca Sistema now also has offices in Rome and London. In June 2015, it was listed on the Star Segment of the Borsa Italiana stock exchange.

Banca Sistema's services include the purchase of trade receivables from Italian public administrations and tax receivables. To private individuals, they offer savings solutions.

Deposits at Banca Sistema are secured through European Union regulation and the national deposit guarantee scheme of Italy.

Read more in our detailed review about Banca Sistema Festgeld - raisin

This fixed-term deposit option by wiLLBe has a duration of 96 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.

wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.

Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.

Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about wiLLBe Festgeld

This fixed-term deposit option by Crédit Agricole Personal Finance & Mobility has a duration of 84 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

Deposits at Crédit Agricole Personal Finance & Mobility are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Crédit Agricole Personal Finance & Mobility Festgeld

This fixed-term deposit option by Stellantis Direktbank has a duration of 36 months. Interest on the "Stellantis Direktbank Festgeld" is paid annually. The minimum deposit amount is 500 euros.

Stellantis Direktbank has offered financial services to the automotive sector for over 40 years. It is part of the Stellantis group, which owns car brands like Chrysler, Citroën, Fiat, Jeep, Opel, and Peugeot. Initially, Stellantis Direktbank marketed its financial services to private customers as PSA Direktbank. The direct bank focuses on digitally accessible products for savers seeking simple access to competitive deposit rates, without extensive branch networks.

Deposits at Stellantis Direktbank are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Stellantis Direktbank Stellantis Direktbank Festgeld

This fixed-term deposit option by Stellantis Direktbank has a duration of 48 months. Interest on the "Stellantis Direktbank Festgeld" is paid annually. The minimum deposit amount is 500 euros.

Stellantis Direktbank has offered financial services to the automotive sector for over 40 years. It is part of the Stellantis group, which owns car brands like Chrysler, Citroën, Fiat, Jeep, Opel, and Peugeot. Initially, Stellantis Direktbank marketed its financial services to private customers as PSA Direktbank. The direct bank focuses on digitally accessible products for savers seeking simple access to competitive deposit rates, without extensive branch networks.

Deposits at Stellantis Direktbank are secured through European Union regulation and the national deposit guarantee scheme of France.

Read more in our detailed review about Stellantis Direktbank Stellantis Direktbank Festgeld

This fixed-term deposit option by wiLLBe has a duration of 84 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 100 euros, and the maximum deposit amount is 100,000 euros.

wiLLBe is a digital savings brand operated by Liechtensteinische Landesbank (LLB), one of the largest and longest-established banks in Liechtenstein. Its history dates back to 1861. The wiLLBe platform focuses on modern, app-based savings and investment solutions for retail customers across selected European markets.

Its offering includes flexible savings accounts and investment products designed for customers who value digital access, transparency, and a straightforward user experience. By combining LLB's financial strength with a modern digital interface, wiLLBe positions itself as a tech-driven alternative to traditional savings banks.

Deposits at wiLLBe are secured through European Union regulation and the national deposit guarantee scheme of Liechtenstein.

Read more in our detailed review about wiLLBe Festgeld

This fixed-term deposit option by Rediem Capital AB has a duration of 60 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 100,000 euros.

Rediem Capital is a Swedish credit market company founded in 2024. It is headquartered in Stockholm and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen). The bank offers attractive fixed-term deposits to private customers in several European markets.

Since 2026, Rediem Capital has been part of Myntro Group (formerly Alektum Group), a debt collection company founded in 1992 and headquartered in Bremen, Germany.

Deposits at Rediem Capital AB are secured through European Union regulation and the national deposit guarantee scheme of Sweden.

Read more in our detailed review about Rediem Capital AB Festgeld - raisin