12 months
2.35% (paid Monthly)
Min. €2,500
Renault Bank direkt Fixed-Term Deposit: Renault Bank direkt Festgeld Review 2026
In a nutshell:
- The “Renault Bank direkt Festgeld” is a fixed-term deposit offered by Renault Bank direkt.
- The return on the Renault Bank direkt fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.55% annually for a duration of 60 months.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Renault Bank direkt.
How much interest does the Renault Bank direkt Renault Bank direkt Festgeld pay?
Renault Bank direkt offers the fixed-term deposit “Renault Bank direkt Festgeld” in 5 different terms, with annual percentage yields ranging from 2.35% to 2.55%. The highest interest is paid for the 60-month fixed-term deposit.
You can find an overview of all conditions for the Renault Bank direkt fixed-term deposits below:
Term
Interest rate
Deposit amount
24 months
2.45% (paid Monthly)
Min. €2,500
36 months
2.45% (paid Monthly)
Min. €2,500
48 months
2.5% (paid Monthly)
Min. €2,500
60 months
2.55% (paid Monthly)
Min. €2,500
Who is behind Renault Bank direkt?
Renault Bank direkt is the German online bank of the Renault Group and a division of RCI Banque SA. Founded in 1924, RCI Banque SA is a wholly-owned subsidiary of the car manufacturer Renault SAS and offers automotive financial services in around 40 countries worldwide. They also offer retail banking and savings services to private customers in Germany. Renault Bank direkt markets itself as a reliable, no-frills option for savers who want flexible access to their funds while benefiting from solid banking infrastructure.
How safe is my money with Renault Bank direkt?
Customer deposits at Renault Bank direkt are protected by the statutory deposit insurance scheme under EU and French law, which guarantees coverage of up to 100,000 euros per bank and per depositor. France is the second-largest economy in the EU and has an A+ credit rating.
How can I manage the Renault Bank direkt Festgeld account?
You manage the Renault Bank direkt Festgeld via Renault Bank direkt's online-banking portal or the dedicated banking app "Renault Bank direkt Banking" for iOS and Android. You also need the "SecureGo+ Renault Bank direkt" application to confirm transactions securely.
Through these digital channels, you can view balances, make transfers to/from your linked reference account, receive digital statements, and handle account settings. Support is available via live chat, e-mail, or the online banking postbox. The web interface is entirely in German, and the mobile app also supports English.
How can I open the Renault Bank direkt “Renault Bank direkt Festgeld“?
To open the Renault Bank direkt Festgeld, you apply online via the Renault Bank direkt website. You require a German reference current account with a German IBAN for payouts, as well as a German residence and postal address. You must be at least 18 years old; however, there are separate savings options for minors (U18). Moreover, you need a mobile device to use the application to generate secure transaction codes (TAN). Identity verification for the Renault fixed-term deposit is handled digitally (via VideoIdent or electronic German "eID") or at a post office branch (PostIdent). After registration, you will receive the final legitimation pin code by post.
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