Top Yields for German Fixed-Term Deposits:
- J&T Direktbank fixed-term savings account: 3.05% interest with 84-month duration
- J&T Direktbank fixed-term savings account: 3.05% interest with 120-month duration
- J&T Direktbank fixed-term savings account: 3.05% interest with 60-month duration

J&T Direktbank
Festgeld
3.05 % APY
€ 3,241.81 est. interest
- 60 months duration
- Deposit insurance in the Czech Republic
Commercial partner
About the J&T Direktbank 60-month fixed-term deposit
This fixed-term deposit option by J&T Direktbank has a duration of 60 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.
J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.
In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.
Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.
Read more in our detailed review about J&T Direktbank Festgeld

J&T Direktbank
Festgeld
3.05 % APY
€ 4,681.18 est. interest
- 84 months duration
- Deposit insurance in the Czech Republic
Commercial partner
About the J&T Direktbank 84-month fixed-term deposit
This fixed-term deposit option by J&T Direktbank has a duration of 84 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 25,000 euros.
J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.
In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.
Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.
Read more in our detailed review about J&T Direktbank Festgeld

J&T Direktbank
Festgeld
3.05 % APY
€ 7,009.09 est. interest
- 120 months duration
- Deposit insurance in the Czech Republic
Commercial partner
About the J&T Direktbank 120-month fixed-term deposit
This fixed-term deposit option by J&T Direktbank has a duration of 120 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 25,000 euros.
J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.
In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.
Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.
Read more in our detailed review about J&T Direktbank Festgeld

GEFA Bank
GEFA AuszahlPlan
3 % APY
€ 6,878.33 est. interest
- 120 months duration
- Deposit insurance in Germany
Commercial partner
About the GEFA Bank 120-month fixed-term deposit
This fixed-term deposit option by GEFA Bank has a duration of 120 months. Interest on the "GEFA AuszahlPlan" is paid annually. The minimum deposit amount is 10,000 euros.
GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.
Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about GEFA Bank GEFA AuszahlPlan

UmweltBank
UmweltFestzins
3 % APY
€ 6,878.33 est. interest
- 120 months duration
- Deposit insurance in Germany
Commercial partner
About the UmweltBank 120-month fixed-term deposit
This fixed-term deposit option by UmweltBank has a duration of 120 months. Interest on the "UmweltFestzins" is paid annually. The minimum deposit amount is 2,500 euros.
UmweltBank is a German direct bank with a specialised focus on sustainable and ecological finance. Founded in 1994, it aims to support environmentally friendly projects and investments by offering products aligned with sustainability principles. In addition to standard banking solutions, UmweltBank offers savings and deposit products for customers who value ethical, eco-conscious financial services. Its online-centric model enables retail customers across Germany to access competitive savings solutions, with transparent disclosures and a strong commitment to sustainability.
Deposits at UmweltBank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about UmweltBank UmweltFestzins

GEFA Bank
GEFA FestGeld
2.8 % APY
€ 2,335.85 est. interest
- 48 months duration
- Deposit insurance in Germany
Commercial partner
About the GEFA Bank 48-month fixed-term deposit
This fixed-term deposit option by GEFA Bank has a duration of 48 months. Interest on the "GEFA FestGeld" is paid annually. The minimum deposit amount is 10,000 euros.
GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.
Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about GEFA Bank GEFA FestGeld

GEFA Bank
GEFA AuszahlPlan
2.8 % APY
€ 3,604.17 est. interest
- 72 months duration
- Deposit insurance in Germany
Commercial partner
About the GEFA Bank 72-month fixed-term deposit
This fixed-term deposit option by GEFA Bank has a duration of 72 months. Interest on the "GEFA AuszahlPlan" is paid annually. The minimum deposit amount is 10,000 euros.
GEFA Bank is a German specialist bank focused on equipment and vehicle financing for businesses and corporate customers. Part of the Crédit Agricole group - France’s second-largest financial provider - GEFA offers leasing, installment loans, and financing solutions rather than broad retail deposit products. However, they also offer savings accounts to private consumers.
Deposits at GEFA Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about GEFA Bank GEFA AuszahlPlan

Izola Bank
Festgeld - raisin
2.78 % APY
€ 1,714.80 est. interest
- 36 months duration
- Deposit insurance in Malta
Commercial partner
About the Izola Bank 36-month fixed-term deposit
This fixed-term deposit option by Izola Bank has a duration of 36 months. Interest on the "Festgeld - raisin" is paid annually.
Founded in 1994, Izola Bank is a Maltese online bank based in Valletta. It offers financial products for corporate and private customers in Belgium, France, and Malta. With its internet-based approach, the bank focuses on providing low-cost solutions and competitive interest rates.
Izola Bank is wholly owned by the Van Marcke Group, one of Europe's largest wholesalers of sanitary and heating products, based in Kortrijk, Belgium.
Deposits at Izola Bank are secured through European Union regulation and the national deposit guarantee scheme of Malta.
Read more in our detailed review about Izola Bank Festgeld - raisin

Collector Bank
Festgeld - raisin
2.76 % APY
€ 1,119.24 est. interest
- 24 months duration
- Deposit insurance in Sweden
Commercial partner
About the Collector Bank 24-month fixed-term deposit
This fixed-term deposit option by Collector Bank has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 85,000 euros.
Collector was founded in 1999 and is based in Gothenburg. It is a Swedish digital bank offering financial solutions for private and corporate customers. The bank is a full subsidiary of Norion Bank AB, which is listed on Nasdaq Stockholm.
Collector's banking services include savings accounts, credit solutions, and digital financial products. In addition, it offers payment solutions for e-commerce and retail, factoring, growth and savings accounts, and real estate loans.
Deposits at Collector Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Collector Bank Festgeld - raisin

pbb direkt
Festgeld
2.75 % APY
€ 6,233.02 est. interest
- 120 months duration
- Deposit insurance in Germany
Commercial partner
About the pbb direkt 120-month fixed-term deposit
This fixed-term deposit option by pbb direkt has a duration of 120 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros.
The new interest rate applies only to new customers and to existing customers who have not previously deposited capital into savings or fixed-term deposit accounts, up to a total amount of €250,000. The interest rate remains unchanged for existing fixed-term deposit accounts.
pbb direkt is the direct banking arm of Deutsche Pfandbriefbank (pbb), specialising in property finance and corporate lending. pbb direkt offers selected deposit products and savings accounts to retail customers, leveraging the pbb group’s balance-sheet strength and mortgage-backed funding model.
Deposits at pbb direkt are secured through European Union regulation and the national deposit guarantee scheme of Germany.

Collector Bank
Festgeld - raisin
2.75 % APY
€ 2,292.43 est. interest
- 48 months duration
- Deposit insurance in Sweden
Commercial partner
About the Collector Bank 48-month fixed-term deposit
This fixed-term deposit option by Collector Bank has a duration of 48 months. Interest on the "Festgeld - raisin" is paid annually. The minimum deposit amount is 500 euros, and the maximum deposit amount is 85,000 euros.
Collector was founded in 1999 and is based in Gothenburg. It is a Swedish digital bank offering financial solutions for private and corporate customers. The bank is a full subsidiary of Norion Bank AB, which is listed on Nasdaq Stockholm.
Collector's banking services include savings accounts, credit solutions, and digital financial products. In addition, it offers payment solutions for e-commerce and retail, factoring, growth and savings accounts, and real estate loans.
Deposits at Collector Bank are secured through European Union regulation and the national deposit guarantee scheme of Sweden.
Read more in our detailed review about Collector Bank Festgeld - raisin

Grenke Bank
Grenke Bank Festgeld
2.75 % APY
€ 2,905.47 est. interest
- 60 months duration
- Deposit insurance in Germany
Commercial partner
About the Grenke Bank 60-month fixed-term deposit
This fixed-term deposit option by Grenke Bank has a duration of 60 months. Interest on the "Grenke Bank Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.
Grenke Bank got its name after the takeover of Hesse Newman & Co., a private bank with a history dating back to 1777. It belongs to Grenke AG, which is a German financial services company that offers leasing, financing, and savings products through its subsidiaries. While historically known for leasing and SME financing, Grenke also provides deposit products to retail customers through its banking arm. Grenke positions itself as a flexible financial partner that combines traditional banking with modern digital tools, a focus on simplicity, and competitive conditions.
Deposits at Grenke Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about Grenke Bank Grenke Bank Festgeld

Izola Bank
Festgeld - raisin
2.7 % APY
€ 1,094.58 est. interest
- 24 months duration
- Deposit insurance in Malta
Commercial partner
About the Izola Bank 24-month fixed-term deposit
This fixed-term deposit option by Izola Bank has a duration of 24 months. Interest on the "Festgeld - raisin" is paid annually.
Founded in 1994, Izola Bank is a Maltese online bank based in Valletta. It offers financial products for corporate and private customers in Belgium, France, and Malta. With its internet-based approach, the bank focuses on providing low-cost solutions and competitive interest rates.
Izola Bank is wholly owned by the Van Marcke Group, one of Europe's largest wholesalers of sanitary and heating products, based in Kortrijk, Belgium.
Deposits at Izola Bank are secured through European Union regulation and the national deposit guarantee scheme of Malta.
Read more in our detailed review about Izola Bank Festgeld - raisin

J&T Direktbank
Festgeld
2.7 % APY
€ 2,249.07 est. interest
- 48 months duration
- Deposit insurance in the Czech Republic
Commercial partner
About the J&T Direktbank 48-month fixed-term deposit
This fixed-term deposit option by J&T Direktbank has a duration of 48 months. Interest on the "Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 250,000 euros.
J&T Direktbank is the German branch of J&T Banka, a Czech private and investment bank. It was founded in 1998 and is now one of the top 10 banks in the Czech Republic.
In Germany, the bank focuses primarily on savings and deposit products for retail customers, including Tagesgeld and fixed-term deposits, offered through a streamlined online platform. J&T Direktbank targets savers who value attractive interest rates combined with a straightforward, digital banking experience.
Deposits at J&T Direktbank are secured through European Union regulation and the national deposit guarantee scheme of the Czech Republic.
Read more in our detailed review about J&T Direktbank Festgeld

Grenke Bank
Grenke Bank Festgeld
2.7 % APY
€ 2,249.07 est. interest
- 48 months duration
- Deposit insurance in Germany
Commercial partner
About the Grenke Bank 48-month fixed-term deposit
This fixed-term deposit option by Grenke Bank has a duration of 48 months. Interest on the "Grenke Bank Festgeld" is paid annually. The minimum deposit amount is 5,000 euros, and the maximum deposit amount is 500,000 euros.
Grenke Bank got its name after the takeover of Hesse Newman & Co., a private bank with a history dating back to 1777. It belongs to Grenke AG, which is a German financial services company that offers leasing, financing, and savings products through its subsidiaries. While historically known for leasing and SME financing, Grenke also provides deposit products to retail customers through its banking arm. Grenke positions itself as a flexible financial partner that combines traditional banking with modern digital tools, a focus on simplicity, and competitive conditions.
Deposits at Grenke Bank are secured through European Union regulation and the national deposit guarantee scheme of Germany.
Read more in our detailed review about Grenke Bank Grenke Bank Festgeld