1 months
2.2% (paid Annually)
Min. €5,000
Max. €500,000
Max. €500,000
Crédit Agricole Personal Finance & Mobility Fixed-Term Deposit: Festgeld Review 2026
In a nutshell:
- The “Festgeld” is a fixed-term deposit offered by Crédit Agricole Personal Finance & Mobility.
- The return on the Crédit Agricole Personal Finance & Mobility fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.95% annually for a duration of 84 months.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Crédit Agricole Personal Finance & Mobility.
How much interest does the Crédit Agricole Personal Finance & Mobility Festgeld pay?
Crédit Agricole Personal Finance & Mobility offers the fixed-term deposit “Festgeld” in 13 different terms, with annual percentage yields ranging from 2.20% to 2.95%. The highest interest is paid for the 84-month fixed-term deposit.
You can find an overview of all conditions for the Crédit Agricole Personal Finance & Mobility fixed-term deposits below:
Term
Interest rate
Deposit amount
2 months
2.25% (paid Annually)
Min. €5,000
Max. €500,000
Max. €500,000
3 months
2.3% (paid Annually)
Min. €5,000
Max. €500,000
Max. €500,000
6 months
2.35% (paid Annually)
Min. €5,000
Max. €500,000
Max. €500,000
9 months
2.35% (paid Annually)
Min. €5,000
Max. €500,000
Max. €500,000
12 months
2.35% (paid Annually)
Min. €5,000
Max. €500,000
Max. €500,000
18 months
2.4% (paid Annually)
Min. €5,000
Max. €500,000
Max. €500,000
24 months
2.45% (paid Annually)
Min. €5,000
Max. €500,000
Max. €500,000
36 months
2.55% (paid Annually)
Min. €5,000
Max. €500,000
Max. €500,000
48 months
2.65% (paid Annually)
Min. €5,000
Max. €500,000
Max. €500,000
Who is behind Crédit Agricole Personal Finance & Mobility?
Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.
In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.
How safe is my money with Crédit Agricole Personal Finance & Mobility?
Deposits held with Crédit Agricole Personal Finance & Mobility in Germany are protected under the French statutory deposit guarantee scheme (Fonds de Garantie des Dépôts et de Résolution – FGDR), which secures eligible deposits up to 100,000 euros per person and institution. France generally maintains a solid investment‑grade sovereign credit rating (A+).
How can I manage the Festgeld account?
The "Festgeld" with Crédit Agricole Personal Finance & Mobility can be managed through the bank’s online banking portal. Customer support is available via telephone, email, online contact form, or post. Digital interfaces and customer service are provided in German.
How can I open the Crédit Agricole Personal Finance & Mobility “Festgeld“?
To open the "Festgeld" at Crédit Agricole Personal Finance & Mobility, you must be at least 18 years old, have a residence in Germany, and open the account for private purposes. You will also need a German reference current account (DE at the beginning of your IBAN) for deposits and withdrawals.
The opening process for Crédit Agricole's fixed-term deposit is still quite analog. You need to fill out the online form providing personal information, print and sign the application, and post the physical document. You then transfer your deposit amount and verify your identity at a Post office near you. Once the process is complete, you receive a confirmation email.
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