6 months
1.75% (paid At maturity)
Min. €10,000
Max. €500,000
Max. €500,000
Kommunalkredit Invest DE Fixed-Term Deposit: Kommunalkredit Invest Festgeld Review 2026
In a nutshell:
- The “Kommunalkredit Invest Festgeld” is a fixed-term deposit offered by Kommunalkredit Invest DE.
- The return on the Kommunalkredit Invest DE fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.3% annually for a duration of 36 months.
- Savings are protected under the national deposit insurance scheme of Austria.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Kommunalkredit Invest DE.
How much interest does the Kommunalkredit Invest DE Kommunalkredit Invest Festgeld pay?
Kommunalkredit Invest DE offers the fixed-term deposit “Kommunalkredit Invest Festgeld” in 8 different terms, with annual percentage yields ranging from 1.75% to 2.30%. The highest interest is paid for the 120-month fixed-term deposit.
You can find an overview of all conditions for the Kommunalkredit Invest DE fixed-term deposits below:
Term
Interest rate
Deposit amount
12 months
2.2% (paid At maturity)
Min. €10,000
Max. €500,000
Max. €500,000
18 months
2.2% (paid At maturity)
Min. €10,000
Max. €500,000
Max. €500,000
24 months
2.25% (paid At maturity)
Min. €10,000
Max. €500,000
Max. €500,000
36 months
2.3% (paid At maturity)
Min. €10,000
Max. €500,000
Max. €500,000
48 months
2.3% (paid At maturity)
Min. €10,000
Max. €500,000
Max. €500,000
60 months
2.3% (paid At maturity)
Min. €10,000
Max. €500,000
Max. €500,000
120 months
2.3% (paid At maturity)
Min. €10,000
Max. €500,000
Max. €500,000
Who is behind Kommunalkredit Invest DE?
Kommunalkredit Invest is a financial institution based in Vienna, Austria, that provides a range of investment and savings products, including savings accounts and fixed‑term deposits.As part of the broader Kommunalkredit Group, founded in 1958, it focuses on financing and investment solutions for larger infrastructure projects.
Retail customers can access deposit products such as Tagesgeld via digital channels and partner platforms.
How safe is my money with Kommunalkredit Invest DE?
Kommunalkredit Austria AG Branch Germany is affiliated with the Austrian deposit protection scheme AUSTRIA Ges.m.b.H. under the German regulation for cross-border German deposit protection. Deposits held are protected by the deposit protection scheme AUSTRIA Ges.m.b.H. up to a current equivalent value of 100,000 Euro. Austria’s credit rating is AA+.
How can I manage the Kommunalkredit Invest Festgeld account?
Kommunalkredit Invest provides online banking to manage the fixed-term deposit. There is no mobile app for the Kommunalkredit Invest Festgeld. Customer service is reachable via email and phone. Only German is available as a support language.
How can I open the Kommunalkredit Invest DE “Kommunalkredit Invest Festgeld“?
To open the Kommunalkredit Invest fixed-term deposit in Germany, you first set up a reference account (Transferkonto), which serves as the "hub" for all of your Kommunalkredit Invest savings.
You must have a valid mobile phone number, a main residence in Germany, and be at least 18 years old. An account can only be opened as a private person and for yourself. The identification process can be done online via VideoIdent or in-person at a Post office branch (PostIdent). For payouts from and deposits to your Kommunalkredit Invest Festgeld, you require a current account with a German IBAN (bank account number starting with DE).
About the Author
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