6 months
1.65% (paid Annually)
Min. €95,000
Max. €100,000
Max. €100,000
Banque Wormser Freres Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Banque Wormser Freres.
- The return on the Banque Wormser Freres fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.25% annually for a duration of 60 months.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Banque Wormser Freres.
How much interest does the Banque Wormser Freres Festgeld - raisin pay?
Banque Wormser Freres offers the fixed-term deposit “Festgeld - raisin” in 8 different terms, with annual percentage yields ranging from 1.65% to 2.25%. The highest interest is paid for the 60-month fixed-term deposit.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Banque Wormser Freres Banque Wormser Freres fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
9 months
1.8% (paid Annually)
Min. €95,000
Max. €100,000
Max. €100,000
12 months
2% (paid Annually)
Min. €95,000
Max. €100,000
Max. €100,000
18 months
2.05% (paid Annually)
Min. €95,000
Max. €100,000
Max. €100,000
24 months
2.1% (paid Annually)
Min. €95,000
Max. €100,000
Max. €100,000
36 months
2.15% (paid Annually)
Min. €95,000
Max. €100,000
Max. €100,000
48 months
2.2% (paid Annually)
Min. €95,000
Max. €100,000
Max. €100,000
60 months
2.25% (paid Annually)
Min. €95,000
Max. €100,000
Max. €100,000
Who is behind Banque Wormser Freres?
Banque Wormser Frères was founded in 1936 under the name "Banque d'Escompte ". It is headquartered in Paris and remains one of the few French banks that is still independent, privately owned, and managed by its founders.
Banque Wormser Frères serves institutions, companies, and private individuals who seek a long-term relationship, tailored advice, discretion, and innovative thinking. The bank offers its private clients traditional banking services, investment funds, life insurance, stock market transactions, and wealth management tools.
How safe is my money with Banque Wormser Freres?
Deposits held with Banque Wormser Frères are protected under the French statutory deposit guarantee scheme (Fonds de Garantie des Dépôts et de Résolution – FGDR), securing eligible deposits up to 100,000 euros per person and institution. France is awarded with an investment‑grade sovereign credit rating (A+).
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Banque Wormser Freres fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Banque Wormser Freres ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Banque Wormser Freres “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Banque Wormser Freres is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Banque Wormser Freres's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Banque Wormser Freres. The desired amount will automatically be transferred from your Raisin reference account to Banque Wormser Freres.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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