6 months
2.15% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
Banca Privata Leasing Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Banca Privata Leasing.
- The return on the Banca Privata Leasing fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.35% annually for a duration of 24 months.
- Savings are protected under the national deposit insurance scheme of Italy.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Banca Privata Leasing.
How much interest does the Banca Privata Leasing Festgeld - raisin pay?
Banca Privata Leasing offers the fixed-term deposit “Festgeld - raisin” in 4 different terms, with annual percentage yields ranging from 2.15% to 2.35%. The highest interest is paid for the 48-month fixed-term deposit.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Banca Privata Leasing Banca Privata Leasing fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
12 months
2.25% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
24 months
2.35% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
48 months
2.35% (paid Annually)
Min. €5,000
Max. €100,000
Max. €100,000
Who is behind Banca Privata Leasing?
Banca Privata Leasing S.p.A. (“BPL”) was founded in 1987 as a leasing company and converted into a bank in September 2011. This enabled BPL to expand its service offerings to consumers and businesses. Nowadays it provides, among other things, leasing products and debt collection services for small and medium-sized enterprises (SMEs).
How safe is my money with Banca Privata Leasing?
Savings at Banca Privata Leasing are protected under EU law and the Italian deposit guarantee scheme (Fondo Interbancario di Tutela dei Depositi), which secures up to 100,000 euros per customer. Italy carries an investment-grade sovereign credit rating of BBB+, indicating stable risk levels.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Banca Privata Leasing fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Banca Privata Leasing ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Banca Privata Leasing “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Banca Privata Leasing is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Banca Privata Leasing's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Banca Privata Leasing. The desired amount will automatically be transferred from your Raisin reference account to Banca Privata Leasing.
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