6 months
1.75% (paid Annually)
Min. €25,000
Max. €250,000
Max. €250,000
Bankhaus Rautenschlein Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Bankhaus Rautenschlein.
- The return on the Bankhaus Rautenschlein fixed-term deposit is dependent on the duration of the deposit. The highest interest is 1.75% annually for a duration of 6 months.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Bankhaus Rautenschlein.
How much interest does the Bankhaus Rautenschlein Festgeld - raisin pay?
Bankhaus Rautenschlein offers the fixed-term deposit “Festgeld - raisin” in 2 different terms, with an annual percentage yield of 1.75% on all their deposits.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Bankhaus Rautenschlein Bankhaus Rautenschlein fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
9 months
1.75% (paid Annually)
Min. €25,000
Max. €250,000
Max. €250,000
Who is behind Bankhaus Rautenschlein?
Bankhaus Rautenschlein AG is an owner-managed, independent private bank headquartered in Schöningen in the North of Germany.
The bank’s business strategy is to provide credit to primary-level agricultural businesses in Germany. In doing so, the bank focuses in particular on a solid, long-term financing structure for entrepreneurs in the agricultural sector.
How safe is my money with Bankhaus Rautenschlein?
Deposits with Bankhaus Rautenschlein are protected by German statutory deposit insurance (Entschädigungseinrichtung deutscher Banken). The amount is up to 100,000 euros per depositor and per institution. This is based on the EU deposit-guarantee rules. Germany’s sovereign credit rating is at the top (AAA with major agencies).
In addition to the statutory guarantee, Bankhaus Rautenschlein participates in the voluntary deposit protection fund of the Association of German Banks (Bundesverband deutscher Banken e.V.), which extends coverage above the statutory limits.
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Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Bankhaus Rautenschlein fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Bankhaus Rautenschlein ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Bankhaus Rautenschlein “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Bankhaus Rautenschlein is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Bankhaus Rautenschlein's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Bankhaus Rautenschlein. The desired amount will automatically be transferred from your Raisin reference account to Bankhaus Rautenschlein.
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