VR-Bank Rottal-Inn Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by VR-Bank Rottal-Inn.
- The return on the VR-Bank Rottal-Inn fixed-term deposit is dependent on the duration of the deposit. The highest interest is % annually for a duration of months.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by VR-Bank Rottal-Inn.
How much interest does the VR-Bank Rottal-Inn Festgeld - raisin pay?
VR-Bank Rottal-Inn offers the fixed-term deposit “Festgeld - raisin”
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the VR-Bank Rottal-Inn VR-Bank Rottal-Inn fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind VR-Bank Rottal-Inn?
VR-Bank Rottal-Inn eG is a cooperative bank founded in 1897. The headquarters are in Pfarrkirchen, Lower Bavaria. The bank provides financial services to private and corporate customers.
As part of its daily operations, VR-Bank Rottal-Inn eG offers a wide range of physical and digital services. These include loans, brokering insurance and securities, construction financing, traditional retail banking, and more.
How safe is my money with VR-Bank Rottal-Inn?
VR-Bank Rottal-Inn deposits are covered by a two-tier system: The statutory deposit protection of up to 100,000 euros per customer and institution. Bremische Volksbank clients benefit from Germany's fiscal strength, underscored by the highest available sovereign credit rating, AAA.
Additionally, VR-Bank Rottal-Inn adheres to the voluntary protection scheme of the National Association of German Cooperative Banks (BVR), in particular the BVR Institutssicherung GmbH. It practically protects unlimited deposits by providing mutual support among institutions.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your VR-Bank Rottal-Inn fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on VR-Bank Rottal-Inn ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the VR-Bank Rottal-Inn “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with VR-Bank Rottal-Inn is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a VR-Bank Rottal-Inn's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with VR-Bank Rottal-Inn. The desired amount will automatically be transferred from your Raisin reference account to VR-Bank Rottal-Inn.
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