6 months
1.7% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
Byblos Bank Europe Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Byblos Bank Europe.
- The return on the Byblos Bank Europe fixed-term deposit is dependent on the duration of the deposit. The highest interest is 1.7% annually for a duration of 6 months.
- Savings are protected under the national deposit insurance scheme of Belgium.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Byblos Bank Europe.
How much interest does the Byblos Bank Europe Festgeld - raisin pay?
Byblos Bank Europe offers the fixed-term deposit “Festgeld - raisin” in 2 different terms, with an annual percentage yield of 1.70% on all their deposits.
In comparison, the top Festgeld high-yield savings accounts are currently offered by J&T Direktbank (3.5% for 120 months) and Raiffeisenbank Wittelsbacher Land (3.33% for 6 months).
You can find an overview of all conditions for the Byblos Bank Europe Byblos Bank Europe fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
12 months
1.7% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
Who is behind Byblos Bank Europe?
Byblos Bank Europe (BBE) is the European entity of the Lebanese Byblos Bank. The bank from Beirut was founded in 1963 and is the country's third-largest bank by assets. The European Byblos Bank Europe was established in Brussels, Belgium, in 1976. In addition to its headquarters in Brussels, it has two full-service branches in Paris (1977) and London (1981).
In its day-to-day operations, the bank focuses on financial institutions, commercial banks, and wealth management. BBE’s core business is international trade finance, combined with personalized banking services for vetted entrepreneurs and private individuals.
How safe is my money with Byblos Bank Europe?
Belgium, as an EU member state, adheres to the minimum deposit protection requirements under EU banking regulation. All funds at Byblos Bank Europe are covered by Belgium's statutory deposit insurance scheme, which protects up to 100,000 euros per depositor per bank. Belgium has an investment-grade sovereign credit rating of AA.
See all fixed-term deposits
Check our complete list of time money and easily calculate your possible return.
Best interest rates for Festgeld in Germany in April 2026
How can I manage the Festgeld - raisin account?
Your Byblos Bank Europe fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Byblos Bank Europe ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Byblos Bank Europe “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Byblos Bank Europe is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Byblos Bank Europe's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Byblos Bank Europe. The desired amount will automatically be transferred from your Raisin reference account to Byblos Bank Europe.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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