6 months
2.01% (paid Annually)
Min. €10,000
VR Bank Mittelfranken Mitte Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by VR Bank Mittelfranken Mitte.
- The return on the VR Bank Mittelfranken Mitte fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.36% annually for a duration of 12 months.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by VR Bank Mittelfranken Mitte.
How much interest does the VR Bank Mittelfranken Mitte Festgeld - raisin pay?
VR Bank Mittelfranken Mitte offers the fixed-term deposit “Festgeld - raisin” in 2 different terms, with annual percentage yields ranging from 2.01% to 2.36%. The highest interest is paid for the 12-month fixed-term deposit.
In comparison, the top Festgeld high-yield savings accounts are currently offered by J&T Direktbank (3.5% for 120 months) and Raiffeisenbank Wittelsbacher Land (3.33% for 6 months).
You can find an overview of all conditions for the VR Bank Mittelfranken Mitte VR Bank Mittelfranken Mitte fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
12 months
2.36% (paid Annually)
Min. €10,000
Who is behind VR Bank Mittelfranken Mitte?
VR-Bank Mittelfranken Mitte eG is a Bavarian cooperative bank headquartered in Ansbach. Founded in 1892 in Rothenburg ob der Tauber, the bank serves more than 120,000 private and corporate customers with a staff of over 500.
VR-Bank Mittelfranken Mitte eG offers tailored financial solutions such as lending, real estate financing and brokerage, insurance and securities offerings, as well as expert support for freelancers.
How safe is my money with VR Bank Mittelfranken Mitte?
VR Bank Mittelfranken Mitte deposits are secured through a two-tier system: The statutory deposit protection of up to 100,000 euros per customer and institution. Bremische Volksbank clients benefit from Germany's fiscal strength and the top sovereign credit rating, AAA.
Additionally, VR Bank Mittelfranken Mitte adheres to the voluntary protection scheme of the National Association of German Cooperative Banks (BVR), in particular the BVR Institutssicherung GmbH. It practically protects unlimited deposits by providing mutual support among institutions.
See all fixed-term deposits
Check our complete list of time money and easily calculate your possible return.
Best interest rates for Festgeld in Germany in April 2026
How can I manage the Festgeld - raisin account?
Your VR Bank Mittelfranken Mitte fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on VR Bank Mittelfranken Mitte ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the VR Bank Mittelfranken Mitte “Festgeld - raisin“?
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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