Quintet Private Bank Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Quintet Private Bank.
- The return on the Quintet Private Bank fixed-term deposit is dependent on the duration of the deposit. The highest interest is % annually for a duration of months.
- Savings are protected under the national deposit insurance scheme of Luxembourg.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Quintet Private Bank.
How much interest does the Quintet Private Bank Festgeld - raisin pay?
Quintet Private Bank offers the fixed-term deposit “Festgeld - raisin”
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Quintet Private Bank Quintet Private Bank fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind Quintet Private Bank?
Quintet Private Bank's history dates back to 1949. The bank is headquartered in Luxembourg and operates throughout Europe and the United Kingdom.
Quintet is a leading private bank and serves high-net-worth individuals and their families, as well as institutional clients such as family offices, foundations, and external asset managers.
How safe is my money with Quintet Private Bank?
Deposits held with Quintet Private Bank are protected under the Luxembourg deposit guarantee scheme (Fonds de garantie des dépôts Luxembourg — FGDL), which covers eligible deposits up to 100,000 euros per depositor and bank in accordance with EU law.
Luxembourg is a major financial hub with a very strong sovereign credit rating (AAA), supporting confidence in the country’s financial stability and deposit protection framework.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Quintet Private Bank fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Quintet Private Bank ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Quintet Private Bank “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Quintet Private Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Quintet Private Bank's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Quintet Private Bank. The desired amount will automatically be transferred from your Raisin reference account to Quintet Private Bank.
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