Standard Chartered Bank Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Standard Chartered Bank.
- The return on the Standard Chartered Bank fixed-term deposit is dependent on the duration of the deposit. The highest interest is % annually for a duration of months.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Standard Chartered Bank.
How much interest does the Standard Chartered Bank Festgeld - raisin pay?
Standard Chartered Bank offers the fixed-term deposit “Festgeld - raisin”
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Standard Chartered Bank Standard Chartered Bank fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind Standard Chartered Bank?
Standard Chartered is a leading international banking group operating in 53 of the world’s most dynamic markets. It is headquartered in London and listed on the London and Hong Kong stock exchanges.
Standard Chartered Bank AG (SCB AG) in Frankfurt serves as Standard Chartered’s EU hub. As the cornerstone of its European business, it enables Standard Chartered to support its strategic, growing European client base with products across lending, transaction banking, corporate finance, and financial markets.
How safe is my money with Standard Chartered Bank?
Deposits with Standard Chartered Bank AG are protected under the German statutory deposit insurance scheme (Entschädigungseinrichtung deutscher Banken) up to 100,000 euros per depositor and institution. This is in line with EU deposit-guarantee rules. Germany’s sovereign credit rating is at the top (AAA with major agencies).
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Standard Chartered Bank fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Standard Chartered Bank ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Standard Chartered Bank “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Standard Chartered Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Standard Chartered Bank's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Standard Chartered Bank. The desired amount will automatically be transferred from your Raisin reference account to Standard Chartered Bank.
About the Author
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