Crédit Agricole Personal Finance & Mobility Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Crédit Agricole Personal Finance & Mobility.
- The return on the Crédit Agricole Personal Finance & Mobility fixed-term deposit is dependent on the duration of the deposit. The highest interest is % annually for a duration of months.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Crédit Agricole Personal Finance & Mobility.
How much interest does the Crédit Agricole Personal Finance & Mobility Festgeld - raisin pay?
Crédit Agricole Personal Finance & Mobility offers the fixed-term deposit “Festgeld - raisin”
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Crédit Agricole Personal Finance & Mobility Crédit Agricole Personal Finance & Mobility fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind Crédit Agricole Personal Finance & Mobility?
Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.
In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.
How safe is my money with Crédit Agricole Personal Finance & Mobility?
Deposits held with Crédit Agricole Personal Finance & Mobility in Germany are protected under the French statutory deposit guarantee scheme (Fonds de Garantie des Dépôts et de Résolution – FGDR), which secures eligible deposits up to 100,000 euros per person and institution. France generally maintains a solid investment‑grade sovereign credit rating (A+).
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Crédit Agricole Personal Finance & Mobility fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Crédit Agricole Personal Finance & Mobility ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Crédit Agricole Personal Finance & Mobility “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Crédit Agricole Personal Finance & Mobility is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Crédit Agricole Personal Finance & Mobility's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Crédit Agricole Personal Finance & Mobility. The desired amount will automatically be transferred from your Raisin reference account to Crédit Agricole Personal Finance & Mobility.
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