Achmea Bank Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Achmea Bank.
- The return on the Achmea Bank fixed-term deposit is dependent on the duration of the deposit. The highest interest is % annually for a duration of months.
- Savings are protected under the national deposit insurance scheme of the Netherlands.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Achmea Bank.
How much interest does the Achmea Bank Festgeld - raisin pay?
Achmea Bank offers the fixed-term deposit “Festgeld - raisin”
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Achmea Bank Achmea Bank fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind Achmea Bank?
Aachmea is the largest insurance group in the Netherlands. It was founded in 1811 and operates in more than eight countries. Achmea Bank N.V., based in Tilburg, has been offering mortgage loans and other financial services to private customers in the Netherlands since 1995.
As a full subsidiary of the Achmea Group, the bank contributes to the company's pension provision and helps customers achieve financial stability. It holds a Dutch banking license and is subject to the Dutch Financial Supervision Act (Wft).
How safe is my money with Achmea Bank?
Funds held with Aachmea are secured under the Dutch statutory deposit guarantee scheme (Het Depositogarantiestelsel), which covers deposits up to 100,000 euros per depositor and bank in accordance with EU law. The Netherlands generally holds the top sovereign credit rating, AAA, reflecting a strong economic and financial environment.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Achmea Bank fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Achmea Bank ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Achmea Bank “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Achmea Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Achmea Bank's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Achmea Bank. The desired amount will automatically be transferred from your Raisin reference account to Achmea Bank.
About the Author
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