MedMera Bank Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by MedMera Bank.
- The return on the MedMera Bank fixed-term deposit is dependent on the duration of the deposit. The highest interest is % annually for a duration of months.
- Savings are protected under the national deposit insurance scheme of Sweden.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by MedMera Bank.
How much interest does the MedMera Bank Festgeld - raisin pay?
MedMera Bank offers the fixed-term deposit “Festgeld - raisin”
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the MedMera Bank MedMera Bank fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind MedMera Bank?
MedMera Bank is a Swedish bank headquartered in the Greater Stockholm area, founded in 2007. As a subsidiary of the Swedish Cooperative Federation (KF), its goal is to provide sustainable value.
MedMera Bank is a so-called complementary bank. It focuses on a targeted range of savings and loan products. The bank is subject to supervision by the Swedish Financial Supervisory Authority (Finansinspektionen).
How safe is my money with MedMera Bank?
Deposits with MedMera Bank are protected under Sweden’s statutory deposit insurance scheme, which is managed by the Swedish National Debt Office (Riksgälden). In accordance with EU standards, this scheme guarantees coverage of up to 1,150,000 Swedish crowns (approximately 100,000 euros, depending on the exchange rate) per depositor. Sweden has the highest sovereign credit rating of AAA.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your MedMera Bank fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on MedMera Bank ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the MedMera Bank “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with MedMera Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a MedMera Bank's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with MedMera Bank. The desired amount will automatically be transferred from your Raisin reference account to MedMera Bank.
About the Author
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