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Anadi Bank Fixed-Term Deposit: Festgeld - raisin Review 2026

Settle in Germany Banking Savings Fixed-Term Deposits Anadi Bank Festgeld – raisin

Christian

Last updated on

In a nutshell:

  • The “Festgeld - raisin” is a fixed-term deposit offered by Anadi Bank.
  • The return on the Anadi Bank fixed-term deposit is dependent on the duration of the deposit. The highest interest is 1.7% annually for a duration of 12 months.
  • Savings are protected under the national deposit insurance scheme of Austria.

Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Anadi Bank.

How much interest does the Anadi Bank Festgeld - raisin pay?

Anadi Bank offers the fixed-term deposit “Festgeld - raisin” in 4 different terms, with an annual percentage yield of 1.70% on all their deposits.

In comparison, the top Festgeld high-yield savings accounts are currently offered by J&T Direktbank (3.5% for 120 months) and Raiffeisenbank Wittelsbacher Land (3.33% for 6 months).

You can find an overview of all conditions for the Anadi Bank Anadi Bank fixed-term deposits in the following table:

Term

Interest rate

Deposit amount

Who is behind Anadi Bank?

Anadi Bank was founded in 1896 as a state mortgage bank. Austrian Anadi Bank AG is headquartered in Klagenfurt am Wörthersee, Austria. It operates with over 200 employees in the core areas of digital banking, corporate banking, and public finance. Its main goal is to provide simple and cost-efficient digital services to its customers.

How safe is my money with Anadi Bank?

Anadi Bank follows the regulations of the Austrian deposit protection scheme AUSTRIA Ges.m.b.H. Deposits held at Anadi Bank are protected up to 100,000 euros per customer and institution. Austria’s credit rating is AA+.

Anadi Bank Festgeld – raisin

See all fixed-term deposits

Check our complete list of time money and easily calculate your possible return.

Best interest rates for Festgeld in Germany in April 2026

 

How can I manage the Festgeld - raisin account?

Your Anadi Bank fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.

The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Anadi Bank ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.

How can I open the Anadi Bank “Festgeld - raisin“?

Opening the "Festgeld - raisin" fixed-term deposit with Anadi Bank is done fully online via the interest marketplace Raisin.

Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Anadi Bank's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.

You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Anadi Bank. The desired amount will automatically be transferred from your Raisin reference account to Anadi Bank.

Click here to get your Anadi Bank flexible savings account!

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).

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