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Anyfin Fixed-Term Deposit: Festgeld - raisin Review 2026

Settle in Germany Banking Savings Fixed-Term Deposits Anyfin Festgeld – raisin

Christian

Last updated on

In a nutshell:

  • The “Festgeld - raisin” is a fixed-term deposit offered by Anyfin.
  • The return on the Anyfin fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.45% annually for a duration of 24 months.
  • Savings are protected under the national deposit insurance scheme of Sweden.

Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Anyfin.

How much interest does the Anyfin Festgeld - raisin pay?

Anyfin offers the fixed-term deposit “Festgeld - raisin” in 3 different terms, with annual percentage yields ranging from 2.30% to 2.45%. The highest interest is paid for the 24-month fixed-term deposit.

You can find an overview of all conditions for the Anyfin fixed-term deposits below:

Term

Interest rate

Deposit amount

Who is behind Anyfin?

Anyfin AB is a fintech company focused on affordable, straightforward solutions for private individuals to refinance existing consumer loans. The technology-driven approach leverages innovative tools, including machine learning and modular programming, to assess credit risk and optimize pricing.

Anyfin AB has been headquartered in Stockholm, Sweden, since its foundation in 2017. The Swedish Financial Supervisory Authority regulates the bank. It operates in Sweden, Finland, Norway, and Germany.

How safe is my money with Anyfin?

Deposits with Anyfin are protected under Sweden’s statutory deposit insurance scheme, which is managed by the Swedish National Debt Office (Riksgälden). In accordance with EU standards, this scheme guarantees coverage of up to 1,150,000 Swedish crowns (approximately 100,000 euros, depending on the exchange rate) per depositor. Sweden has the highest sovereign credit rating of AAA.

How can I manage the Festgeld - raisin account?

Your Anyfin fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.

The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Anyfin ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.

How can I open the Anyfin “Festgeld - raisin“?

Opening the "Festgeld - raisin" fixed-term deposit with Anyfin is done fully online via the interest marketplace Raisin.

Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Anyfin's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.

You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Anyfin. The desired amount will automatically be transferred from your Raisin reference account to Anyfin.

Click here to get your Anyfin flexible savings account!

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).

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