Banca AideXa Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Banca AideXa.
- The return on the Banca AideXa fixed-term deposit is dependent on the duration of the deposit. The highest interest is % annually for a duration of months.
- Savings are protected under the national deposit insurance scheme of Italy.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Banca AideXa.
How much interest does the Banca AideXa Festgeld - raisin pay?
Banca AideXa offers the fixed-term deposit “Festgeld - raisin”
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Banca AideXa Banca AideXa fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind Banca AideXa?
Banca AideXa, headquartered in Milan, was founded in 2020 as Italy's first fintech company specializing exclusively in the needs of micro, small, and medium-sized enterprises. The bank’s goal is to provide Italian entrepreneurs with fully digital access to financial services. This includes lending and premium business accounts.
How safe is my money with Banca AideXa?
Savings deposited with Banca AideXa are secured under the Italian deposit guarantee (Fondo Interbancario di Tutela dei Depositi). The scheme safeguards up to 100,000 euros per customer in accordance with EU regulations. Italy carries an investment-grade sovereign credit rating of BBB+, indicating stable risk levels.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Banca AideXa fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Banca AideXa ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Banca AideXa “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Banca AideXa is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Banca AideXa's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Banca AideXa. The desired amount will automatically be transferred from your Raisin reference account to Banca AideXa.
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