12 months
1.5% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
Banca Finint Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Banca Finint.
- The return on the Banca Finint fixed-term deposit is dependent on the duration of the deposit. The highest interest is 1.5% annually for a duration of 12 months.
- Savings are protected under the national deposit insurance scheme of Italy.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Banca Finint.
How much interest does the Banca Finint Festgeld - raisin pay?
Banca Finint offers the fixed-term deposit “Festgeld - raisin” in 2 different terms, with an annual percentage yield of 1.50% on all their deposits.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Banca Finint Banca Finint fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
24 months
1.5% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
Who is behind Banca Finint?
Banca Finint was established in 2014 to bring together all the investment banking and management companies of the Italian Finanziaria Internazionale Group (Finint). The latter was founded in 1980.
Headquartered in Conegliano, Greater Venice, the bank has additional branches in Milan, Rome, Trento, Bolzano, and Moscow.
In its day-to-day operations, Banca Finint focuses on corporate and investment banking, securitization services, and asset management, among other areas. Furthermore, Finint Group is active in business process outsourcing and manages its own investment portfolio.
How safe is my money with Banca Finint?
Savings at Banca del Fucino are protected by the Italian deposit guarantee (Fondo Interbancario di Tutela dei Depositi), which secures up to 100,000 euros per customer in accordance with EU regulations. Italy carries a sovereign credit rating of BBB+, reflecting investment-grade status.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Banca Finint fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Banca Finint ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Banca Finint “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Banca Finint is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Banca Finint's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Banca Finint. The desired amount will automatically be transferred from your Raisin reference account to Banca Finint.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
Some of the links are promotional links. You help to keep this site running, as I gain a small commission for each purchase. It does not come at any cost to you.
