6 months
1.95% (paid Annually)
Min. €10,000
Max. €100,000
Max. €100,000
Banco do Brasil Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Banco do Brasil.
- The return on the Banco do Brasil fixed-term deposit is dependent on the duration of the deposit. The highest interest is 1.95% annually for a duration of 6 months.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Banco do Brasil.
How much interest does the Banco do Brasil Festgeld - raisin pay?
Banco do Brasil offers the fixed-term deposit “Festgeld - raisin” with an annual percentage yield of 1.95% and a term of 6 months.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Banco do Brasil Banco do Brasil fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind Banco do Brasil?
Banco do Brasil S.A. is Brazil's largest and, founded in 1808, the oldest bank. In terms of total assets, it is the largest financial institution in South America. The state-owned bank is headquartered in Brasília.
The Frankfurt/Main branch is a full-fledged branch of Banco do Brasil S.A. As the first foreign branch, it has been present in Germany since 1970 and has an extremely stable capital structure. It operates a sustainable and profitable business model characterized by a conservative approach. In Germany, it offers products and services across payment transactions, corporate banking, trade finance, and factoring.
How safe is my money with Banco do Brasil?
Deposits with Banco do Brasil are protected under the German statutory deposit insurance scheme (Entschädigungseinrichtung deutscher Banken) at an amount of up to 100,000 euros per depositor and institution. This is in accordance with EU deposit-guarantee rules. Germany’s sovereign credit rating is the highest available (AAA with major agencies).
In addition to the statutory guarantee, Banco do Brasil participates in the voluntary deposit protection fund of the Association of German Banks (Bundesverband deutscher Banken e.V.), which extends coverage above the statutory limits.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Banco do Brasil fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Banco do Brasil ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Banco do Brasil “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Banco do Brasil is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Banco do Brasil's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Banco do Brasil. The desired amount will automatically be transferred from your Raisin reference account to Banco do Brasil.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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