3 months
1.5% (paid Annually)
Min. €1,000
Max. €100,000
Max. €100,000
BankB Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by BankB.
- The return on the BankB fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.5% annually for a duration of 60 months.
- Savings are protected under the national deposit insurance scheme of Belgium.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by BankB.
How much interest does the BankB Festgeld - raisin pay?
BankB offers the fixed-term deposit “Festgeld - raisin” in 9 different terms, with annual percentage yields ranging from 1.50% to 2.50%. The highest interest is paid for the 120-month fixed-term deposit.
You can find an overview of all conditions for the BankB fixed-term deposits below:
Term
Interest rate
Deposit amount
12 months
1.5% (paid Annually)
Min. €1,000
Max. €100,000
Max. €100,000
24 months
1.5% (paid Annually)
Min. €1,000
Max. €100,000
Max. €100,000
36 months
2.3% (paid Annually)
Min. €1,000
Max. €100,000
Max. €100,000
48 months
2.3% (paid Annually)
Min. €1,000
Max. €100,000
Max. €100,000
60 months
2.5% (paid Annually)
Min. €1,000
Max. €100,000
Max. €100,000
84 months
2.5% (paid Annually)
Min. €1,000
Max. €100,000
Max. €100,000
96 months
2.5% (paid Annually)
Min. €1,000
Max. €100,000
Max. €100,000
120 months
2.5% (paid Annually)
Min. €1,000
Max. €100,000
Max. €100,000
Who is behind BankB?
BankB, formerly known as CKV Spaarbank, is an independent savings bank in Belgium, founded in 1956. Its headquarters are located in Waregem, Belgium. The bank offers a diverse range of traditional savings products and customized credit solutions catered to both private and business customers. As a non-listed financial institution, BankB is regulated by the Belgian National Bank and the Financial Services and Markets Authority (FSMA).
How safe is my money with BankB?
Belgium, as an EU member state, adheres to the minimum deposit protection requirements under EU banking regulation. All funds at BankB are covered by Belgium's statutory deposit insurance scheme, which protects up to 100,000 euros per depositor per bank. Belgium has an investment-grade sovereign credit rating of AA.
How can I manage the Festgeld - raisin account?
Your BankB fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on BankB ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the BankB “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with BankB is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a BankB's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with BankB. The desired amount will automatically be transferred from your Raisin reference account to BankB.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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