3 months
2.2% (paid Annually)
Max. €250,000
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The fixed deposit by Bankhaus Rautenschlein is available with various maturities and offers a maximum interest rate of 3.1% for the 120-month term to eligible residents in Germany.
Account type: Festgeld / fixed deposit
Deposit insurance: Germany (up to €100,000 per customer)
Available maturities: See table below
Term
Interest rate
Deposit amount
Term / interest rate / deposit amount
Your fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
Opening the "Festgeld - raisin" fixed-term deposit with is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a 's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with . The desired amount will automatically be transferred from your Raisin reference account to .
Not sure if this account is right for you? Compare current Festgeld rates and estimated returns across available accounts in Germany.
Bankhaus Rautenschlein AG is an owner-managed, independent private bank headquartered in Schöningen in the North of Germany.
The bank’s business strategy is to provide credit to primary-level agricultural businesses in Germany. In doing so, the bank focuses in particular on a solid, long-term financing structure for entrepreneurs in the agricultural sector.
Deposits with Bankhaus Rautenschlein are protected by German statutory deposit insurance (Entschädigungseinrichtung deutscher Banken). The amount is up to 100,000 euros per depositor and per institution. This is based on the EU deposit-guarantee rules. Germany’s sovereign credit rating is at the top (AAA with major agencies).
In addition to the statutory guarantee, Bankhaus Rautenschlein participates in the voluntary deposit protection fund of the Association of German Banks (Bundesverband deutscher Banken e.V.), which extends coverage above the statutory limits.
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