BNF Bank Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by BNF Bank.
- The return on the BNF Bank fixed-term deposit is dependent on the duration of the deposit. The highest interest is % annually for a duration of months.
- Savings are protected under the national deposit insurance scheme of Malta.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by BNF Bank.
How much interest does the BNF Bank Festgeld - raisin pay?
BNF Bank offers the fixed-term deposit “Festgeld - raisin”
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the BNF Bank BNF Bank fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
Who is behind BNF Bank?
BNF Bank is a bank from Gżira, Malta. Through its 12 branches across Malta and its London office, the bank offers personalized products and services to private clients, family businesses, small and medium-sized enterprises (SMEs), and other corporate clients. Furthermore, BNF Bank has a treasury function and a team of client advisors.
BNF Bank has been named “Bank of the Year Malta” for three consecutive years since 2020 by The Banker, a publication of the Financial Times. 92.4% of BNF shares are held by JUD Investment Group Ltd., a subsidiary of one of Qatar’s largest private conglomerates Al Faisal International for Investment.
How safe is my money with BNF Bank?
Deposits at BNF Bank are covered by Malta's national deposit insurance scheme, which protects up to 100,000 euros per depositor, in accordance with EU regulations. Malta holds an investment-grade sovereign credit rating of A-.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your BNF Bank fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on BNF Bank ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the BNF Bank “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with BNF Bank is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a BNF Bank's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with BNF Bank. The desired amount will automatically be transferred from your Raisin reference account to BNF Bank.
About the Author
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