6 months
2% (paid Annually)
Min. €5,000
Max. €50,000
Max. €50,000
Caisse d'Epargne Grand Est Europe Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Caisse d'Epargne Grand Est Europe.
- The return on the Caisse d'Epargne Grand Est Europe fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2% annually for a duration of 6 months.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Caisse d'Epargne Grand Est Europe.
How much interest does the Caisse d'Epargne Grand Est Europe Festgeld - raisin pay?
Caisse d'Epargne Grand Est Europe offers the fixed-term deposit “Festgeld - raisin” in 2 different terms, with annual percentage yields ranging from 1.50% to 2.00%. The highest interest is paid for the 6-month fixed-term deposit.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Caisse d'Epargne Grand Est Europe Caisse d'Epargne Grand Est Europe fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
12 months
1.5% (paid Annually)
Min. €5,000
Max. €50,000
Max. €50,000
Who is behind Caisse d'Epargne Grand Est Europe?
Caisse d’Epargne Grand Est Europe is headquartered in Strasbourg, France, and has a history dating back to 1818. Nowadays, it is part of Groupe BPCE, the second-largest French banking group. Hence, it profits from both its long-standing experience and the stability of Groupe BPCE.
As a cooperative bank whose capital is 100% owned by its members, Caisse d’Epargne Grand Est Europe specializes in serving individuals, businesses, actors of the social and solidarity economy, local authorities, and associations. Within this framework, it offers a range of banking and insurance solutions, including loans, life insurance, foreign exchange and treasury services, factoring, and guarantees.
How safe is my money with Caisse d'Epargne Grand Est Europe?
Deposits held with Caisse d’Epargne Grand Est Europe are protected under the French statutory deposit guarantee scheme (Fonds de Garantie des Dépôts et de Résolution – FGDR), which secures eligible deposits up to 100,000 euros per person and institution. As the EU's second-largest economy, France maintains an investment‑grade sovereign credit rating (A+).
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Caisse d'Epargne Grand Est Europe fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Caisse d'Epargne Grand Est Europe ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Caisse d'Epargne Grand Est Europe “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Caisse d'Epargne Grand Est Europe is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Caisse d'Epargne Grand Est Europe's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Caisse d'Epargne Grand Est Europe. The desired amount will automatically be transferred from your Raisin reference account to Caisse d'Epargne Grand Est Europe.
About the Author
Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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