12 months
1.5% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
Calenberger Kreditverein Fixed-Term Deposit: Festgeld - raisin Review 2026
In a nutshell:
- The “Festgeld - raisin” is a fixed-term deposit offered by Calenberger Kreditverein.
- The return on the Calenberger Kreditverein fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.6% annually for a duration of 36 months.
- Savings are protected under the national deposit insurance scheme of Germany.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Calenberger Kreditverein.
How much interest does the Calenberger Kreditverein Festgeld - raisin pay?
Calenberger Kreditverein offers the fixed-term deposit “Festgeld - raisin” in 8 different terms, with annual percentage yields ranging from 1.50% to 2.60%. The highest interest is paid for the 36-month fixed-term deposit.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Raiffeisenbank Wittelsbacher Land (3.33% for 6 months) and Rediem Capital AB (3.25% for 120 months).
You can find an overview of all conditions for the Calenberger Kreditverein Calenberger Kreditverein fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
24 months
1.65% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
36 months
2.6% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
48 months
2.5% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
60 months
2.5% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
84 months
2.5% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
96 months
2.5% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
120 months
2.5% (paid Annually)
Min. €25,000
Max. €100,000
Max. €100,000
Who is behind Calenberger Kreditverein?
Calenberger Kreditverein is a public-law real estate credit institution headquartered in Hanover. It has been founded in 1825 and puts emphasis on a traditional, stable as well as conservative business model.
In the agricultural sector, the bank provides long-term fixed-rate loans, promotional loans, and harvest loans (agricultural loans). It also offers home construction loans and acts as an intermediary for loans from the Kreditanstalt für Wiederaufbau, Germany's state-owned investment and development bank. In its deposit business, the bank primarily issues savings bonds.
How safe is my money with Calenberger Kreditverein?
Deposits with Calenberger Kreditverein are protected under the German statutory deposit insurance scheme (Entschädigungseinrichtung deutscher Banken) up to 100,000 euros. Germany’s sovereign credit rating is at the highest (AAA with major agencies).
In addition to the statutory guarantee, Calenberger Kreditverein participates in the deposit protection fund of the Federal Association of Public Banks in Germany (Bundesverbandes Öffentlicher Banken Deutschlands e.V. (ESF)), which extends coverage beyond the statutory limits.
See all Festgeld options
Check our complete list of time money and easily calculate your possible return.
How can I manage the Festgeld - raisin account?
Your Calenberger Kreditverein fixed-term deposit is managed entirely through the Raisin online platform. You can view balances, initiate transfers, and download documents via the Raisin web interface or the Raisin mobile app for iOS and Android.
The web interface and applications are available in German, English, Finnish, French, Dutch, Polish, and Spanish. Customer service is provided in local languages via secure messaging in the online banking and by phone. Since the account is operated through Raisin, you are not dependent on Calenberger Kreditverein ’s own systems or require additional apps or credentials for any administrative steps related to the fixed-term deposit.
How can I open the Calenberger Kreditverein “Festgeld - raisin“?
Opening the "Festgeld - raisin" fixed-term deposit with Calenberger Kreditverein is done fully online via the interest marketplace Raisin.
Raisin is based in Berlin, Germany. Using the marketplace, you only need to register once and can then open several savings options, such as a Calenberger Kreditverein's fixed-term deposit, across Europe and the globe within minutes. The Raisin platform is available to adults residing in Germany, Austria, France, Ireland, the Netherlands, Poland, Spain, the United Kingdom, and the United States. However, product offerings may vary by country.
You require a valid ID or passport to complete the identification procedure. In Germany, it can either be performed online via VideoIdent or in person at a post office branch (PostIdent). Once complete, you will get a reference account with Frankfurt-based Raisin Bank to which you shall connect your personal German current account. Afterwards, you can open the fixed-term deposit with Calenberger Kreditverein. The desired amount will automatically be transferred from your Raisin reference account to Calenberger Kreditverein.
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Disclaimer: This blog and providing support are my passion and hobby. However, I do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. I do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).
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