24 months
3.11% (paid Annually)
Min. €5,000
Crédit Agricole PFM Fixed-Term Deposit: Festgeld langfristig Review 2026
In a nutshell:
- The “Festgeld langfristig” is a fixed-term deposit offered by Crédit Agricole PFM.
- The return on the Crédit Agricole PFM fixed-term deposit is dependent on the duration of the deposit. The highest interest is 3.25% annually for a duration of 36 months.
- Savings are protected under the national deposit insurance scheme of France.
Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Crédit Agricole PFM.
How much interest does the Crédit Agricole PFM Festgeld langfristig pay?
Crédit Agricole PFM offers the fixed-term deposit “Festgeld langfristig” in 9 different terms, with annual percentage yields ranging from 2.90% to 3.25%. The highest interest is paid for the 36-month fixed-term deposit.
In comparison, the top Festgeld high-yield savings accounts are currently offered by Achmea Bank (3.6% for 120 months) and J&T Direktbank (3.5% for 120 months).
You can find an overview of all conditions for the Crédit Agricole PFM Crédit Agricole PFM fixed-term deposits in the following table:
Term
Interest rate
Deposit amount
36 months
3.25% (paid Annually)
Min. €5,000
48 months
2.9% (paid Annually)
Min. €5,000
60 months
2.9% (paid Annually)
Min. €5,000
72 months
2.9% (paid Annually)
Min. €5,000
84 months
2.95% (paid Annually)
Min. €5,000
96 months
3% (paid Annually)
Min. €5,000
108 months
3.05% (paid Annually)
Min. €5,000
120 months
3.1% (paid Annually)
Min. €5,000
Who is behind Crédit Agricole PFM?
Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.
In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.
How safe is my money with Crédit Agricole PFM?
Deposits held with Crédit Agricole Personal Finance & Mobility in Germany are protected under the French statutory deposit guarantee scheme (Fonds de Garantie des Dépôts et de Résolution – FGDR), which secures eligible deposits up to 100,000 euros per person and institution. France generally maintains a solid investment‑grade sovereign credit rating (A+).
See all fixed-term deposits
Check our complete list of time money and easily calculate your possible return.
Best interest rates for Festgeld in Germany in August 2026
How can I manage the Festgeld langfristig account?
The "Festgeld langfristig" with Crédit Agricole Personal Finance & Mobility can be managed through the bank’s online banking portal. Customer support is available via telephone, email, online contact form, or post. Digital interfaces and customer service are provided in German.
How can I open the Crédit Agricole PFM “Festgeld langfristig“?
To open the "Festgeld langfristig" at Crédit Agricole Personal Finance & Mobility, you must be at least 18 years old, have a residence in Germany, and open the account for private purposes. You will also need a German reference current account (DE at the beginning of your IBAN) for deposits and withdrawals.
The opening process for Crédit Agricole's fixed-term deposit is still quite analog. You need to fill out the online form providing personal information, print and sign the application, and post the physical document. You then transfer your deposit amount and verify your identity at a Post office near you. Once the process is complete, you receive a confirmation email.
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