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Crédit Agricole PFM Fixed-Term Deposit: Festgeld Wachstum 5 Jahre Review 2026

Settle in Germany Banking Savings Fixed-Term Deposits Crédit Agricole Savings Festgeld Wachstum 5 Jahre

Christian - German Expat Banking & Connectivity Expert

Last updated on

In a nutshell:

  • The “Festgeld Wachstum 5 Jahre” is a fixed-term deposit offered by Crédit Agricole PFM.
  • The return on the Crédit Agricole PFM fixed-term deposit is dependent on the duration of the deposit. The highest interest is 2.793% annually for a duration of 60 months.
  • Savings are protected under the national deposit insurance scheme of France.

Find all the details and rates below in our frequently asked questions on the fixed-term deposit by Crédit Agricole PFM.

How much interest does the Crédit Agricole PFM Festgeld Wachstum 5 Jahre pay?

Crédit Agricole PFM offers the fixed-term deposit “Festgeld Wachstum 5 Jahre” in 5 different terms, with annual percentage yields ranging from 1.90% to 2.79%. The highest interest is paid for the 60-month fixed-term deposit.

In comparison, the top Festgeld high-yield savings accounts are currently offered by Rediem Capital AB (3.65% for 120 months) and Calenberger Kreditverein (3.6% for 84 months).

You can find an overview of all conditions for the Crédit Agricole PFM Crédit Agricole PFM fixed-term deposits in the following table:

Term

Interest rate

Deposit amount

Who is behind Crédit Agricole PFM?

Crédit Agricole Personal Finance & Mobility is part of the Crédit Agricole Group, France's second-largest and one of Europe’s major banking groups, with roots in cooperative and retail banking. This is underlined by its history dating back to 1884.

In Germany, Crédit Agricole Personal Finance & Mobility focuses on consumer finance, savings, and deposit products for private customers. The bank combines the global expertise and financial strength of the Crédit Agricole network with locally adapted services.

How safe is my money with Crédit Agricole PFM?

Deposits held with Crédit Agricole Personal Finance & Mobility in Germany are protected under the French statutory deposit guarantee scheme (Fonds de Garantie des Dépôts et de Résolution – FGDR), which secures eligible deposits up to 100,000 euros per person and institution. France generally maintains a solid investment‑grade sovereign credit rating (A+).

See all fixed-term deposits

Check our complete list of time money and easily calculate your possible return.

Best interest rates for Festgeld in Germany in August 2026

 

How can I manage the Festgeld Wachstum 5 Jahre account?

The "Festgeld Wachstum 5 Jahre" with Crédit Agricole Personal Finance & Mobility can be managed through the bank’s online banking portal. Customer support is available via telephone, email, online contact form, or post. Digital interfaces and customer service are provided in German.

How can I open the Crédit Agricole PFM “Festgeld Wachstum 5 Jahre“?

To open the "Festgeld Wachstum 5 Jahre" at Crédit Agricole Personal Finance & Mobility, you must be at least 18 years old, have a residence in Germany, and open the account for private purposes. You will also need a German reference current account (DE at the beginning of your IBAN) for deposits and withdrawals.

The opening process for Crédit Agricole's fixed-term deposit is still quite analog. You need to fill out the online form providing personal information, print and sign the application, and post the physical document. You then transfer your deposit amount and verify your identity at a Post office near you. Once the process is complete, you receive a confirmation email.

Click here to get your Crédit Agricole PFM fixed-term deposit!

About the Author

Christian is a founding member of and writer at Settle in Germany. He strives to empower expats - whether fleeing war or seeking their next career step - to make their own smart and confident decisions.His guides deliver reliable and objective information about banking and connectivity in Germany. Christian brings in his profound financial and business knowledge from his studies in International Management and a successful long-year track record within international corporations. Having grown up here and lived in six countries across three continents, Christian knows the ins and outs of German particularities and understands what it means to adjust to a new environment. He is deeply immersed in Berlin's expat community, working as a personal coach to support internationals shaping a new life in Germany.

Disclaimer: This blog and providing support are our passion and hobby. However, we do not intend to provide financial advice. All investments involve risks of loss. This post is non-binding, for informational purposes only, and does not represent a complete market overview. We do not take responsibility for the accuracy and up-to-dateness of the data (§18 ZKG).

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